Comparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Bank of Tianjin Co. Ltd. ?
1
Weak Long Term Fundamental Strength with an average Return on Assets (ROA) of 0.36%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 0% signifying inadequate buffers against its risk based assets
2
Flat results in Dec 24
- NII(Q) Lowest at HKD 5,738.16 MM
- NET SALES(Q) Lowest at HKD 16,313.84 MM
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Bank of Tianjin Co. Ltd. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Bank of Tianjin Co. Ltd.
42.69%
1.43
28.67%
Hang Seng Hong Kong
27.36%
1.03
25.88%
Quality key factors
Factor
Value
Sales Growth (5y)
-0.82%
EBIT Growth (5y)
-0.40%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
21.68%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
0
Industry P/E
Price to Book Value
0.06
EV to EBIT
47.32
EV to EBITDA
41.05
EV to Capital Employed
0.77
EV to Sales
6.88
PEG Ratio
0.03
Dividend Yield
19.34%
ROCE (Latest)
1.63%
ROE (Latest)
13.10%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
Bearish
Bearish
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bearish
Bullish
Technical Movement
Not enough Data to analyse Financial Trend
Not enough Data to analyse Financial Trend
Here's what is working for Bank of Tianjin Co. Ltd.
Operating Cash Flow
Highest at HKD 43,406.17 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (HKD MM)
Cash and Eqv
Highest at HKD 61,068.48 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Dividend per share
Highest at HKD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (HKD)
Dividend Payout Ratio
Highest at 44.88%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Here's what is not working for Bank of Tianjin Co. Ltd.
NII
Lowest at HKD 5,738.16 MM
in the last five periodsMOJO Watch
The bank's income from core business is falling
NII (HKD MM)
Net Sales
Lowest at HKD 16,313.84 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (HKD MM)






