ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Bank of Zhengzhou Co., Ltd. ?
1
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 11.50% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net profit has grown by an annual rate of -9.04%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 11.50% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.45% signifying low profitability per unit of total assets
2
Poor long term growth as Net profit has grown by an annual rate of -9.04%
3
Flat results in Dec 17
- CREDIT DEPOSIT RATIO(HY) Lowest at 50.36%
- OPERATING PROFIT(Q) Lowest at HKD 2,369.23 MM
- OPERATING PROFIT MARGIN(Q) Lowest at 20.29 %
4
With ROA of 0.26%, it has a Expensive valuation with a 0.06 Price to Book Value
- The stock is trading at a fair value compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 15.53%, its profits have risen by 15.2% ; the PEG ratio of the company is 0.1
5
Underperformed the market in the last 1 year
- The stock has generated a return of 15.53% in the last 1 year, much lower than market (Hang Seng Hong Kong) returns of 27.36%
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Bank of Zhengzhou Co., Ltd. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Bank of Zhengzhou Co., Ltd.
15.53%
1.90
26.62%
Hang Seng Hong Kong
27.36%
1.06
25.88%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
-0.38%
EBIT Growth (5y)
-10.46%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
13.17%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
1
Industry P/E
Price to Book Value
0.06
EV to EBIT
129.37
EV to EBITDA
103.47
EV to Capital Employed
0.82
EV to Sales
8.19
PEG Ratio
0.09
Dividend Yield
1.61%
ROCE (Latest)
0.63%
ROE (Latest)
4.32%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bearish
Bullish
Dow Theory
No Trend
Mildly Bearish
OBV
Mildly Bullish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend
Not enough Data to analyse Financial Trend
Not enough Data to analyse Financial Trend
Here's what is working for Bank of Zhengzhou Co., Ltd.
Net Sales
Highest at HKD 11,677.34 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (HKD MM)
Net Sales
At HKD 11,677.34 MM has Grown at 28.27%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (HKD MM)
Cash and Eqv
Highest at HKD 54,782.48 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Depreciation
Highest at HKD 164.16 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (HKD MM)
Depreciation
At HKD 164.16 MM has Grown at 18.91%
period on period (QoQ)MOJO Watch
The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales
Depreciation (HKD MM)
Here's what is not working for Bank of Zhengzhou Co., Ltd.
Operating Profit
Lowest at HKD 2,369.23 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (HKD MM)
Operating Profit Margin
Lowest at 20.29 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Credit Deposit Ratio
Lowest at 50.36%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
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