ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Bank OZK ?
1
High Profitability with a Net Interest Margin of 11.39%
2
Strong Long Term Fundamental Strength with an average Return on Assets (ROA) of 1.49%
3
Strong Long Term Fundamental Strength with an average Return on Assets (ROA) of 1.49%
4
Flat results in Mar 26
- OPERATING CASH FLOW(Y) Lowest at USD 807.91 MM
- NET SALES(Q) Lowest at USD 629.02 MM
- OPERATING PROFIT(Q) Lowest at USD 211.61 MM
5
With ROA of 1.07%, it has a attractive valuation with a 0.82 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 9.83%, its profits have fallen by -0.1%
6
High Institutional Holdings at 98.61%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
7
Underperformed the market in the last 1 year
- The stock has generated a return of 9.83% in the last 1 year, much lower than market (S&P 500) returns of 20.78%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Bank OZK should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Bank OZK for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Bank OZK
9.83%
1.31
25.22%
S&P 500
20.78%
1.56
13.28%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
19.83%
EBIT Growth (5y)
16.66%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
28.17%
Pledged Shares
0
Institutional Holding
98.61%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
7
Industry P/E
Price to Book Value
0.82
EV to EBIT
2.50
EV to EBITDA
2.17
EV to Capital Employed
0.65
EV to Sales
0.76
PEG Ratio
NA
Dividend Yield
4.00%
ROCE (Latest)
26.04%
ROE (Latest)
11.67%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bullish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend6What is working for the Company
DIVIDEND PER SHARE(HY)
Highest at USD 0
DIVIDEND PAYOUT RATIO(Y)
Highest at 32.02%
CREDIT DEPOSIT RATIO(HY)
Highest at 97.66%
-8What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at USD 807.91 MM
NET SALES(Q)
Lowest at USD 629.02 MM
OPERATING PROFIT(Q)
Lowest at USD 211.61 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 33.64 %
PRE-TAX PROFIT(Q)
Lowest at USD 211.61 MM
NET PROFIT(Q)
Lowest at USD 163.36 MM
EPS(Q)
Lowest at USD 1.44
Here's what is working for Bank OZK
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Credit Deposit Ratio
Highest at 97.66%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Dividend Payout Ratio
Highest at 32.02%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Here's what is not working for Bank OZK
Operating Cash Flow
Lowest at USD 807.91 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
Net Sales
Lowest at USD 629.02 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (USD MM)
Operating Profit
Lowest at USD 211.61 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (USD MM)
Operating Profit Margin
Lowest at 33.64 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Pre-Tax Profit
Lowest at USD 211.61 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (USD MM)
Net Profit
Lowest at USD 163.36 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is negative
Net Profit (USD MM)
EPS
Lowest at USD 1.44
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (USD)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
