ScoreWhy is BANK POLSKA KASA OPIEKI SA ?
1
Positive results in Jun 25
- OPERATING CASH FLOW(Y) Highest at PLN 11,450 MM
- NII(Q) Highest at PLN 3,479 MM
- CASH AND EQV(HY) Highest at PLN 31,827 MM
2
With ROA of 1.17%, it has a fair valuation with a 1.56 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 41.62%, its profits have fallen by -4%
3
Market Beating performance in long term as well as near term
- Along with generating 41.62% returns in the last 1 year, the stock has outperformed Poland WIG in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to BANK POLSKA KASA OPIEKI SA should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is BANK POLSKA KASA OPIEKI SA for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
BANK POLSKA KASA OPIEKI SA
41.04%
0.90
36.19%
Poland WIG
39.24%
1.84
20.48%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
22.90%
EBIT Growth (5y)
26.37%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
75.58%
Pledged Shares
0
Institutional Holding
0.00%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
8
Industry P/E
Price to Book Value
1.56
EV to EBIT
6.82
EV to EBITDA
6.27
EV to Capital Employed
1.47
EV to Sales
2.89
PEG Ratio
NA
Dividend Yield
13.04%
ROCE (Latest)
21.53%
ROE (Latest)
20.47%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bearish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend9What is working for the Company
OPERATING CASH FLOW(Y)
Highest at PLN 11,450 MM
NII(Q)
Highest at PLN 3,479 MM
CASH AND EQV(HY)
Highest at PLN 31,827 MM
OPERATING PROFIT(Q)
Highest at PLN 2,401 MM
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for BANK POLSKA KASA OPIEKI SA
Operating Cash Flow
Highest at PLN 11,450 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (PLN MM)
NII
Highest at PLN 3,479 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (PLN MM)
Operating Profit
Highest at PLN 2,401 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (PLN MM)
Cash and Eqv
Highest at PLN 31,827 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
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