BankUnited, Inc. (BKU) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Atlantic Union Bankshares Corp.

Eastern Bankshares, Inc.

Independent Bank Corp. (Massachusetts)

Bread Financial Holdings, Inc.

Seacoast Banking Corp. of Florida

Pacific Premier Bancorp, Inc.

First Financial Bancorp (Ohio)

Bank of Hawaii Corp.

The Bancorp, Inc. (Delaware)

BankUnited, Inc.

Hilltop Holdings, Inc.

Why is BankUnited, Inc. ?

Flat results in Jun 25

GROSS NPA (%)(Q) Highest at 1.57%
CREDIT DEPOSIT RATIO(HY) Lowest at 83.55%

With ROA of 0.53%, it has a fair valuation with a 0.89 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 12.20%, its profits have risen by 14.5% ; the PEG ratio of the company is 0.8

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is BankUnited, Inc. for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

BankUnited, Inc.

38.58%

1.96

34.78%

S&P 500

22.99%

0.70

20.15%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

10.92%

EBIT Growth (5y)

5.62%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

35.17%

Pledged Shares

Institutional Holding

100.00%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.07

EV to EBIT

15.47

EV to EBITDA

13.29

EV to Capital Employed

1.05

EV to Sales

2.68

PEG Ratio

Dividend Yield

2.83%

ROCE (Latest)

6.78%

ROE (Latest)

8.62%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

No Trend

OBV

Mildly Bullish

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

5What is working for the Company

ROCE(HY)

Highest at 0.76%

DIVIDEND PER SHARE(HY)

Highest at USD 0

-6What is not working for the Company

ROCE(HY)

Lowest at 0.76%

CREDIT DEPOSIT RATIO(HY)

Lowest at 82.2%

NET SALES(Q)

Lowest at USD 422.19 MM

OPERATING PROFIT(Q)

Lowest at USD 78.45 MM

Here's what is working for BankUnited, Inc.

Dividend per share

Highest at USD 0 and Grown

In each year in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

Here's what is not working for BankUnited, Inc.

Credit Deposit Ratio

Lowest at 82.2% and Fallen

In each half year in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets

Credit Deposit Ratio (%)

Net Sales

Lowest at USD 422.19 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Net Sales (USD MM)

Operating Profit

Lowest at USD 78.45 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is negative

Operating Profit (USD MM)