ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is BankUnited, Inc. ?
1
Flat results in Jun 25
- GROSS NPA (%)(Q) Highest at 1.57%
- CREDIT DEPOSIT RATIO(HY) Lowest at 83.55%
2
With ROA of 0.53%, it has a fair valuation with a 0.89 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 12.20%, its profits have risen by 14.5% ; the PEG ratio of the company is 0.8
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to BankUnited, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is BankUnited, Inc. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
BankUnited, Inc.
41.71%
1.96
34.78%
S&P 500
17.78%
0.70
20.15%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
10.92%
EBIT Growth (5y)
5.96%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
35.17%
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
0.94
EV to EBIT
15.95
EV to EBITDA
13.28
EV to Capital Employed
0.96
EV to Sales
2.50
PEG Ratio
0.46
Dividend Yield
80.22%
ROCE (Latest)
6.04%
ROE (Latest)
8.59%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bearish
Bullish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend5What is working for the Company
DIVIDEND PER SHARE(HY)
Highest at USD 0
NII(Q)
Highest at USD 258.21 MM
-5What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at USD 128.56 MM
CREDIT DEPOSIT RATIO(HY)
Lowest at 82.7%
NET SALES(Q)
Lowest at USD 442.4 MM
Here's what is working for BankUnited, Inc.
NII
Highest at USD 258.21 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Here's what is not working for BankUnited, Inc.
Credit Deposit Ratio
Lowest at 82.7% and Fallen
In each half year in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
Operating Cash Flow
Lowest at USD 128.56 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
Net Sales
Lowest at USD 442.4 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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