Why is Banque Saudi Fransi ?
1
With a growth in Interest of NAN%, the company declared Very Positive results in Mar 26
- OPERATING CASH FLOW(Y) Highest at SAR 7,093.13 MM
- NII(Q) Highest at SAR 2,245.59 MM
2
With ROA of 1.29%, it has a very attractive valuation with a 1.09 Price to Book Value
- Over the past year, while the stock has generated a return of 6.87%, its profits have risen by 17.3%
- At the current price, the company has a high dividend yield of 1.5
How much should you buy?
- Overall Portfolio exposure to Banque Saudi Fransi should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Banque Saudi Fransi for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Banque Saudi Fransi
-100.0%
0.46
24.46%
Saudi Arabia All Share TASI
-0.13%
-0.01
13.67%
Quality key factors
Factor
Value
Sales Growth (5y)
22.84%
EBIT Growth (5y)
16.05%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
49.48%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
9
Industry P/E
Price to Book Value
1.09
EV to EBIT
16.73
EV to EBITDA
15.80
EV to Capital Employed
1.04
EV to Sales
5.40
PEG Ratio
NA
Dividend Yield
1.55%
ROCE (Latest)
6.24%
ROE (Latest)
12.56%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Mildly Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Bullish
Bullish
Technical Movement
5What is working for the Company
OPERATING CASH FLOW(Y)
Highest at SAR 7,093.13 MM
NII(Q)
Highest at SAR 2,245.59 MM
-2What is not working for the Company
GROSS NPA (%)
(Q
Here's what is working for Banque Saudi Fransi
Operating Cash Flow
Highest at SAR 7,093.13 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (SAR MM)
NII
Highest at SAR 2,245.59 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (SAR MM)
Here's what is not working for Banque Saudi Fransi
Non Performing Loans (%)
Highest at 0.98%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Non Performing Loans (%)






