ScoreWhy is Banque Saudi Fransi ?
1
Positive results in Dec 25
- OPERATING CASH FLOW(Y) Highest at SAR 8,269.39 MM
- ROCE(HY) Highest at 1.78%
- DIVIDEND PER SHARE(HY) Highest at SAR 0
2
With ROA of 1.22%, it has a very attractive valuation with a 1.14 Price to Book Value
- Over the past year, while the stock has generated a return of 18.33%, its profits have risen by 16.4%
- At the current price, the company has a high dividend yield of 1.6
3
Market Beating performance in long term as well as near term
- Along with generating 18.33% returns in the last 1 year, the stock has outperformed Saudi Arabia All Share TASI in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Banque Saudi Fransi should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Banque Saudi Fransi for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Banque Saudi Fransi
-100.0%
0.74
25.09%
Saudi Arabia All Share TASI
-11.13%
-0.71
15.65%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
22.84%
EBIT Growth (5y)
16.05%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
49.48%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
9
Industry P/E
Price to Book Value
1.14
EV to EBIT
19.06
EV to EBITDA
17.96
EV to Capital Employed
1.06
EV to Sales
5.98
PEG Ratio
NA
Dividend Yield
1.56%
ROCE (Latest)
5.55%
ROE (Latest)
12.34%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
No Trend
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend11What is working for the Company
OPERATING CASH FLOW(Y)
Highest at SAR 8,269.39 MM
ROCE(HY)
Highest at 1.78%
DIVIDEND PER SHARE(HY)
Highest at SAR 0
NET SALES(Q)
Highest at SAR 4,525.12 MM
NII(Q)
Highest at SAR 2,219.71 MM
CASH AND EQV(HY)
Highest at SAR 23,808.7 MM
-3What is not working for the Company
ROCE(HY)
Lowest at 1.78%
DIVIDEND PAYOUT RATIO(Y)
Lowest at 102.2%
Here's what is working for Banque Saudi Fransi
Net Sales
Highest at SAR 4,525.12 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (SAR MM)
NII
Highest at SAR 2,219.71 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (SAR MM)
Dividend per share
Highest at SAR 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (SAR)
Operating Cash Flow
Highest at SAR 8,269.39 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (SAR MM)
Cash and Eqv
Highest at SAR 23,808.7 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Here's what is not working for Banque Saudi Fransi
Dividend Payout Ratio
Lowest at 102.2%
in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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