ScoreWhy is Bao Viet Holdings ?
1
Poor long term growth as Operating profit has grown by an annual rate of 0%
2
Flat results in Sep 25
- INTEREST(HY) At VND 1,181,118.23 MM has Grown at 34.65%
3
With ROE of 9.22%, it has a very attractive valuation with a 1.58 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 34.28%, its profits have risen by 17% ; the PEG ratio of the company is 1
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Bao Viet Holdings should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Bao Viet Holdings for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Bao Viet Holdings
38.02%
1.52
42.08%
Vietnam VN Ho Chi Minh Index
36.68%
1.90
22.90%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
4.60%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0.06
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
17.61%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
8.77%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
19
Industry P/E
Price to Book Value
2.31
EV to EBIT
NA
EV to EBITDA
-74.67
EV to Capital Employed
0.35
EV to Sales
-0.32
PEG Ratio
0.48
Dividend Yield
1.38%
ROCE (Latest)
ROE (Latest)
12.41%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend15What is working for the Company
ROCE(HY)
Highest at 12.68%
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
NET SALES(Q)
Highest at VND 14,338,065.51 MM
OPERATING PROFIT(Q)
Highest at VND 1,791,571.36 MM
OPERATING PROFIT MARGIN(Q)
Highest at 12.5 %
PRE-TAX PROFIT(Q)
Highest at VND 1,121,417.62 MM
NET PROFIT(Q)
Highest at VND 907,582.84 MM
-15What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at VND 16,130,446.34 MM
DEBT-EQUITY RATIO
(HY)
Highest at 216.05 %
INTEREST COVERAGE RATIO(Q)
Lowest at 7.63
INTEREST(Q)
Highest at VND 702,025.54 MM
EPS(Q)
Lowest at VND 0
Here's what is working for Bao Viet Holdings
Net Sales
Highest at VND 14,338,065.51 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (VND MM)
Operating Profit
Highest at VND 1,791,571.36 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (VND MM)
Operating Profit Margin
Highest at 12.5 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at VND 1,121,417.62 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (VND MM)
Pre-Tax Profit
At VND 1,121,417.62 MM has Grown at 70.71%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (VND MM)
Net Profit
Highest at VND 907,582.84 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (VND MM)
Net Profit
At VND 907,582.84 MM has Grown at 69.32%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (VND MM)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Bao Viet Holdings
Interest
At VND 702,025.54 MM has Grown at 15.17%
period on period (QoQ)MOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (VND MM)
Interest Coverage Ratio
Lowest at 7.63
in the last five periodsMOJO Watch
The company's ability to manage interest payments is deteriorating
Operating Profit to Interest
Debt-Equity Ratio
Highest at 216.05 % and Grown
In each half year in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
Operating Cash Flow
Lowest at VND 16,130,446.34 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (VND MM)
Interest
Highest at VND 702,025.54 MM
in the last five periods and Increased by 15.17% (QoQ)MOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (VND MM)
EPS
Lowest at VND 0
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (VND)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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