ScoreWhy is Bao Viet Holdings ?
1
Poor long term growth as Operating profit has grown by an annual rate of 0%
2
Positive results in Mar 25
- ROCE(HY) Highest at 9.66%
- RAW MATERIAL COST(Y) Fallen by 0% (YoY)
- OPERATING PROFIT(Q) Highest at VND 1,487,136.04 MM
3
With ROE of 9.22%, it has a very attractive valuation with a 1.58 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -0.38%, its profits have risen by 17% ; the PEG ratio of the company is 1
4
Below par performance in long term as well as near term
- Along with generating -0.38% returns in the last 1 year, the stock has also underperformed Vietnam VN Ho Chi Minh Index in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Bao Viet Holdings should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Bao Viet Holdings for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
Bao Viet Holdings
-1.7%
0.34
36.55%
Vietnam VN Ho Chi Minh Index
29.95%
1.61
21.07%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
5.10%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0.06
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
17.61%
Dividend Payout Ratio
37.11%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
8.77%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
17
Industry P/E
Price to Book Value
1.58
EV to EBIT
NA
EV to EBITDA
-187.39
EV to Capital Employed
0.76
EV to Sales
-0.81
PEG Ratio
1.03
Dividend Yield
1.99%
ROCE (Latest)
ROE (Latest)
9.22%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bullish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend8What is working for the Company
ROCE(HY)
Highest at 9.66%
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
OPERATING PROFIT(Q)
Highest at VND 1,487,136.04 MM
OPERATING PROFIT MARGIN(Q)
Highest at 11.2 %
PRE-TAX PROFIT(Q)
Highest at VND 872,294.48 MM
NET PROFIT(Q)
Highest at VND 683,910.2 MM
EPS(Q)
Highest at VND 921.31
-7What is not working for the Company
INTEREST COVERAGE RATIO(Q)
Lowest at 9.42
INTEREST(Q)
Highest at VND 638,856.2 MM
Here's what is working for Bao Viet Holdings
Operating Profit
Highest at VND 1,487,136.04 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (VND MM)
Operating Profit Margin
Highest at 11.2 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at VND 872,294.48 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (VND MM)
Net Profit
Highest at VND 683,910.2 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (VND MM)
EPS
Highest at VND 921.31
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (VND)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
Highest at VND 60,175.46 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (VND MM)
Here's what is not working for Bao Viet Holdings
Interest
At VND 638,856.2 MM has Grown at 35.85%
period on period (QoQ)MOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (VND MM)
Interest Coverage Ratio
Lowest at 9.42
in the last five periodsMOJO Watch
The company's ability to manage interest payments is deteriorating
Operating Profit to Interest
Interest
Highest at VND 638,856.2 MM
in the last five periods and Increased by 35.85% (QoQ)MOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (VND MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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