Comparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Bar Harbor Bankshares ?
Unrated Stock - No Analysis Available
How much should you hold?
- Overall Portfolio exposure to Bar Harbor Bankshares should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
No Data Found
Quality key factors
Factor
Value
Sales Growth (5y)
10.69%
EBIT Growth (5y)
-2.73%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
54.55%
Pledged Shares
0
Institutional Holding
58.45%
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
16
Industry P/E
Price to Book Value
1.08
EV to EBIT
18.49
EV to EBITDA
16.16
EV to Capital Employed
1.06
EV to Sales
3.56
PEG Ratio
NA
Dividend Yield
2.59%
ROCE (Latest)
5.73%
ROE (Latest)
6.93%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
No Trend
Bullish
Technical Movement
12What is working for the Company
DIVIDEND PER SHARE(HY)
Highest at USD 0
NET SALES(Q)
Highest at USD 57.37 MM
NII(Q)
Highest at USD 38.62 MM
DIVIDEND PAYOUT RATIO(Y)
Highest at 45.71%
OPERATING PROFIT(Q)
Highest at USD 15.53 MM
PRE-TAX PROFIT(Q)
Highest at USD 14.73 MM
NET PROFIT(Q)
Highest at USD 11.76 MM
-5What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at USD 35.43 MM
GROSS NPA (%)
(Q
CREDIT DEPOSIT RATIO(HY)
Lowest at 94.36%
Here's what is working for Bar Harbor Bankshares
Net Sales
Highest at USD 57.37 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
NII
Highest at USD 38.62 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Operating Profit
Highest at USD 15.53 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Pre-Tax Profit
Highest at USD 14.73 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 11.76 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Dividend Payout Ratio
Highest at 45.71%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Depreciation
Highest at USD 1.74 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (USD MM)
Here's what is not working for Bar Harbor Bankshares
Non Performing Loans (%)
Highest at 0.32%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Non Performing Loans (%)
Operating Cash Flow
Lowest at USD 35.43 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
Credit Deposit Ratio
Lowest at 94.36%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)






