Bar Harbor Bankshares

  • Market Cap: Micro Cap
  • Industry: Regional Banks
  • ISIN: US0668491006
USD
39.74
-0.45 (-1.12%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
CNB Financial Corp. (Pennsylvania)
Equity Bancshares, Inc.
Northeast Bank (Maine)
Camden National Corp. (Maine)
Bar Harbor Bankshares
Metropolitan Bank Holding Corp.
SmartFinancial, Inc.
HomeTrust Bancshares, Inc.
Flushing Financial Corp.
Independent Bank Corp. (Michigan)
Luther Burbank Corp.

Why is Bar Harbor Bankshares ?

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Unrated Stock - No Analysis Available
stock-recommendationReal-Time Research Report

Verdict Report

How much should you hold?

  1. Overall Portfolio exposure to Bar Harbor Bankshares should be less than 10%
  2. Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

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No Data Found
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
10.69%
EBIT Growth (5y)
-2.73%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
54.45%
Pledged Shares
0
Institutional Holding
60.61%
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
16
Industry P/E
Price to Book Value
1.09
EV to EBIT
18.42
EV to EBITDA
16.10
EV to Capital Employed
1.07
EV to Sales
3.55
PEG Ratio
NA
Dividend Yield
2.57%
ROCE (Latest)
5.79%
ROE (Latest)
6.93%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
No Trend
Mildly Bearish
OBV
Bullish
Bullish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

23What is working for the Company
OPERATING CASH FLOW(Y)

Highest at USD 66.71 MM

ROCE(HY)

Highest at 1.12%

DIVIDEND PER SHARE(HY)

Highest at USD 0

PRE-TAX PROFIT(Q)

Highest at USD 19.22 MM

NET PROFIT(Q)

Highest at USD 15.22 MM

OPERATING PROFIT(Q)

Highest at USD 19.24 MM

OPERATING PROFIT MARGIN(Q)

Highest at 34.42 %

EPS(Q)

Highest at USD 0.91

-6What is not working for the Company
OPERATING CASH FLOW(Y)

Lowest at USD 41.33 MM

ROCE(HY)

Lowest at 1.12%

CREDIT DEPOSIT RATIO(HY)

Lowest at 93.78%

Here's what is working for Bar Harbor Bankshares

Operating Cash Flow
Highest at USD 66.71 MM and Grown
In each year in the last three years
MOJO Watch
The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Pre-Tax Profit
Highest at USD 19.22 MM and Grown
In each period in the last five periods
MOJO Watch
Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (USD MM)

Net Profit
Highest at USD 15.22 MM and Grown
In each period in the last five periods
MOJO Watch
Near term Net Profit trend is very positive

Net Profit (USD MM)

Dividend per share
Highest at USD 0 and Grown
In each year in the last five years
MOJO Watch
Company is distributing higher dividend from profits generated

DPS (USD)

Operating Profit
Highest at USD 19.24 MM
in the last five periods
MOJO Watch
Near term Operating Profit trend is positive

Operating Profit (USD MM)

Operating Profit Margin
Highest at 34.42 %
in the last five periods
MOJO Watch
Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit
At USD 19.22 MM has Grown at 52.55%
over average net sales of the previous four periods of USD 12.6 MM
MOJO Watch
Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Net Profit
At USD 15.22 MM has Grown at 51.28%
over average net sales of the previous four periods of USD 10.06 MM
MOJO Watch
Near term Net Profit trend is positive

Net Profit (USD MM)

EPS
Highest at USD 0.91
in the last five periods
MOJO Watch
Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Here's what is not working for Bar Harbor Bankshares

Credit Deposit Ratio
Lowest at 93.78% and Fallen
In each half year in the last four Semi-Annual periods
MOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets

Credit Deposit Ratio (%)

Operating Cash Flow
Lowest at USD 41.33 MM
in the last three years
MOJO Watch
The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)