BCB Bancorp, Inc. (BCBP) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Parke Bancorp, Inc.

Norwood Financial Corp.

Southern States Bancshares, Inc.

Bankwell Financial Group, Inc.

Bank7 Corp.

Chemung Financial Corp.

Plumas Bancorp

FVCBankcorp, Inc.

Primis Financial Corp.

BCB Bancorp, Inc.

Middlefield Banc Corp.

Why is BCB Bancorp, Inc. ?

High Profitability with a Net Interest Margin of -4.38%

Strong Long Term Fundamental Strength with a -189.61% CAGR growth in Net Profits

Positive results in Mar 26

OPERATING CASH FLOW(Y) Highest at USD 35.69 MM
GROSS NPA (%)(Q) Lowest at 0.13%
OPERATING PROFIT(Q) Highest at USD 6.69 MM

With ROA of -0.22%, it has a very attractive valuation with a 0.57 Price to Book Value

Over the past year, while the stock has generated a return of 29.66%, its profits have fallen by -167.3%

High Institutional Holdings at 46.93%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Their stake has increased by 1.35% over the previous quarter.

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to BCB Bancorp, Inc. should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is BCB Bancorp, Inc. for you?

Medium Risk, Low Return

Absolute

Risk Adjusted

Volatility

BCB Bancorp, Inc.

29.66%

0.30

30.93%

S&P 500

20.78%

1.56

13.28%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

8.80%

EBIT Growth (5y)

-196.74%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

Pledged Shares

Institutional Holding

46.93%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

NA (Loss Making)

Industry P/E

Price to Book Value

0.57

EV to EBIT

-8.21

EV to EBITDA

-8.91

EV to Capital Employed

0.55

EV to Sales

0.94

PEG Ratio

Dividend Yield

ROCE (Latest)

-6.75%

ROE (Latest)

-4.12%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

Mildly Bullish

RSI

No Signal

Bollinger Bands

Mildly Bullish

Sideways

Moving Averages

Bullish (Daily)

KST

Bullish

Mildly Bullish

Dow Theory

No Trend

Mildly Bullish

OBV

No Trend

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

14What is working for the Company

OPERATING CASH FLOW(Y)

Highest at USD 35.69 MM

GROSS NPA (%)

OPERATING PROFIT(Q)

Highest at USD 6.69 MM

OPERATING PROFIT MARGIN(Q)

Highest at 16.56 %

PRE-TAX PROFIT(Q)

Highest at USD 6.6 MM

NET PROFIT(Q)

Highest at USD 4.9 MM

EPS(Q)

Highest at USD 0.26

-11What is not working for the Company

NET PROFIT(HY)

At USD -7.12 MM has Grown at -41.03%

NET SALES(Q)

Lowest at USD 40.4 MM

DIVIDEND PER SHARE(HY)

Lowest at USD 0

CREDIT DEPOSIT RATIO(HY)

Lowest at 100.6%

Here's what is working for BCB Bancorp, Inc.

Operating Cash Flow

Highest at USD 35.69 MM and Grown

In each year in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Pre-Tax Profit

At USD 6.6 MM has Grown at 156.36%

Year on Year (YoY)

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (USD MM)

Net Profit

At USD 4.9 MM has Grown at 158.91%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (USD MM)

Non Performing Loans (%)

Lowest at 0.13%

in the last four Semi-Annual periods

MOJO Watch

Proportion of stressed loans given by the bank are falling

Non Performing Loans (%)

Operating Profit

Highest at USD 6.69 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (USD MM)

Operating Profit Margin

Highest at 16.56 %

in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit

Highest at USD 6.6 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Net Profit

Highest at USD 4.9 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

EPS

Highest at USD 0.26

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Here's what is not working for BCB Bancorp, Inc.

Net Sales

Lowest at USD 40.4 MM and Fallen

In each period in the last five periods

MOJO Watch

Near term sales trend is very negative

Net Sales (USD MM)

Dividend per share

Lowest at USD 0

in the last five years

MOJO Watch

Company is distributing lower dividend than previous years

DPS (USD)

Credit Deposit Ratio

Lowest at 100.6%

in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets

Credit Deposit Ratio (%)