BCB Bancorp, Inc. (BCBP) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Bankwell Financial Group, Inc.

Primis Financial Corp.

Norwood Financial Corp.

Southern States Bancshares, Inc.

Parke Bancorp, Inc.

Bank7 Corp.

Plumas Bancorp

FVCBankcorp, Inc.

Chemung Financial Corp.

Middlefield Banc Corp.

BCB Bancorp, Inc.

Why is BCB Bancorp, Inc. ?

With a fall in Interest of NAN%, the company declared Very Negative results in Dec 25

The company has declared negative results for the last 7 consecutive quarters
OPERATING CASH FLOW(Y) Lowest at USD 24.06 MM
NET SALES(Q) Lowest at USD 42.54 MM
DIVIDEND PAYOUT RATIO(Y) Lowest at 0%

Risky -

The stock is trading risky as compared to its average historical valuations
Over the past year, while the stock has generated a return of -14.36%, its profits have fallen by -167.3%

Consistent Underperformance against the benchmark over the last 3 years

Along with generating -14.36% returns in the last 1 year, the stock has also underperformed S&P 500 in each of the last 3 annual periods

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is BCB Bancorp, Inc. for you?

Medium Risk, Low Return

Absolute

Risk Adjusted

Volatility

BCB Bancorp, Inc.

-13.17%

-0.38

30.72%

S&P 500

13.68%

0.71

19.28%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

8.80%

EBIT Growth (5y)

-196.44%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

Pledged Shares

Institutional Holding

45.58%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

NA (Loss Making)

Industry P/E

Price to Book Value

0.54

EV to EBIT

-7.69

EV to EBITDA

-8.18

EV to Capital Employed

0.51

EV to Sales

0.87

PEG Ratio

Dividend Yield

ROCE (Latest)

-6.69%

ROE (Latest)

-4.12%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

RSI

No Signal

Bollinger Bands

Bullish

Mildly Bearish

Moving Averages

Mildly Bearish (Daily)

KST

Bullish

Bearish

Dow Theory

Mildly Bullish

OBV

Mildly Bearish

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

2What is working for the Company

NII(Q)

Highest at USD 24.22 MM

-26What is not working for the Company

OPERATING CASH FLOW(Y)

Lowest at USD 24.06 MM

NET SALES(Q)

Lowest at USD 42.54 MM

DIVIDEND PAYOUT RATIO(Y)

Lowest at 0%

CREDIT DEPOSIT RATIO(HY)

Lowest at 101.92%

OPERATING PROFIT(Q)

Lowest at USD -16.99 MM

OPERATING PROFIT MARGIN(Q)

Lowest at -39.93 %

PRE-TAX PROFIT(Q)

Lowest at USD -17.41 MM

NET PROFIT(Q)

Lowest at USD -12.03 MM

EPS(Q)

Lowest at USD -0.73

Here's what is working for BCB Bancorp, Inc.

NII

Highest at USD 24.22 MM

in the last five periods

MOJO Watch

The bank's income from core business is increasing

NII (USD MM)

Here's what is not working for BCB Bancorp, Inc.

Pre-Tax Profit

At USD -17.41 MM has Fallen at -477.66%

Year on Year (YoY)

MOJO Watch

Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (USD MM)

Net Profit

At USD -12.03 MM has Fallen at -467.63%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is very negative

Net Profit (USD MM)

Operating Cash Flow

Lowest at USD 24.06 MM and Fallen

In each year in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)

Net Sales

Lowest at USD 42.54 MM and Fallen

In each period in the last five periods

MOJO Watch

Near term sales trend is very negative

Net Sales (USD MM)

Operating Profit

Lowest at USD -16.99 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is negative

Operating Profit (USD MM)

Operating Profit Margin

Lowest at -39.93 %

in the last five periods

MOJO Watch

Company's profit margin has deteriorated

Operating Profit to Sales

Pre-Tax Profit

Lowest at USD -17.41 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (USD MM)

Net Profit

Lowest at USD -12.03 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is negative

Net Profit (USD MM)

EPS

Lowest at USD -0.73

in the last five periods

MOJO Watch

Declining profitability; company has created lower earnings for shareholders

EPS (USD)

Credit Deposit Ratio

Lowest at 101.92%

in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets

Credit Deposit Ratio (%)

Dividend Payout Ratio

Lowest at 0%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)