Better Home & Finance Holding Co. () Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Consumer Portfolio Services, Inc.

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Ocwen Financial Corp.

USIO, Inc.

Security National Financial Corp.

Finance of America Cos., Inc.

Altisource Portfolio Solutions SA

CURO Group Holdings Corp.

Better Home & Finance Holding Co.

loanDepot, Inc.

Drilling Tools International Corp. (US)

Why is Better Home & Finance Holding Co. ?

With a Operating Losses, the company has a Weak Long Term Fundamental Strength

Poor long term growth as Net Sales has grown by an annual rate of 278.12%
NET SALES(Q) At USD 40.6 MM has Fallen at -20.16%
INTEREST(HY) At USD 19.81 MM has Grown at 47.35%
NET PROFIT(Q) At USD -50.35 MM has Fallen at -30.83%

Risky -

The stock is trading risky as compared to its average historical valuations
Over the past year, while the stock has generated a return of 105.68%, its profits have risen by 18.8%

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Better Home & Finance Holding Co. for you?

High Risk, High Return

Absolute

Risk Adjusted

Volatility

Better Home & Finance Holding Co.

105.68%

0.39

126.84%

S&P 500

22.24%

1.67

13.28%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

278.12%

EBIT Growth (5y)

-285.38%

EBIT to Interest (avg)

-11.15

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

0.42%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

69.50%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

NA (Loss Making)

Industry P/E

Price to Book Value

13.56

EV to EBIT

-2.54

EV to EBITDA

-2.91

EV to Capital Employed

-1.55

EV to Sales

1.40

PEG Ratio

Dividend Yield

ROCE (Latest)

Negative Capital Employed

ROE (Latest)

-414.01%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Mildly Bearish (Daily)

KST

Mildly Bullish

Bullish

Dow Theory

No Trend

Mildly Bullish

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

11What is working for the Company

NET SALES(HY)

At USD 110.45 MM has Grown at 63.46%

NET PROFIT(HY)

Higher at USD -79.16 MM

DEBTORS TURNOVER RATIO(HY)

Highest at 6.34 times

-16What is not working for the Company

NET SALES(Q)

At USD 40.6 MM has Fallen at -20.16%

INTEREST(HY)

At USD 19.81 MM has Grown at 47.35%

NET PROFIT(Q)

At USD -50.35 MM has Fallen at -30.83%

RAW MATERIAL COST(Y)

Grown by 10.57% (YoY

DEBT-EQUITY RATIO (HY)

Highest at 7,448.72 %

PRE-TAX PROFIT(Q)

Lowest at USD -51.92 MM

EPS(Q)

Lowest at USD -4.28

Here's what is working for Better Home & Finance Holding Co.

Debtors Turnover Ratio

Highest at 6.34 times and Grown

In each half year in the last five Semi-Annual periods

MOJO Watch

Company has been able to sell its Debtors faster

Debtors Turnover Ratio

Here's what is not working for Better Home & Finance Holding Co.

Net Sales

At USD 40.6 MM has Fallen at -20.16%

over average net sales of the previous four periods of USD 50.85 MM

MOJO Watch

Near term sales trend is extremely negative

Net Sales (USD MM)

Pre-Tax Profit

At USD -51.92 MM has Fallen at -34.95%

over average net sales of the previous four periods of USD -38.47 MM

MOJO Watch

Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (USD MM)

Net Profit

At USD -50.35 MM has Fallen at -30.83%

over average net sales of the previous four periods of USD -38.49 MM

MOJO Watch

Near term Net Profit trend is very negative

Net Profit (USD MM)

Interest

At USD 19.81 MM has Grown at 47.35%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (USD MM)

Pre-Tax Profit

Lowest at USD -51.92 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (USD MM)

EPS

Lowest at USD -4.28

in the last five periods

MOJO Watch

Declining profitability; company has created lower earnings for shareholders

EPS (USD)

Debt-Equity Ratio

Highest at 7,448.72 %

in the last five Semi-Annual periods

MOJO Watch

The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio

Raw Material Cost

Grown by 10.57% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin

Raw Material Cost as a percentage of Sales