Better Home & Finance Holding Co.

  • Market Cap: Micro Cap
  • Industry: Finance
  • ISIN: US08774B1026
USD
31.42
2.43 (8.38%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
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Better Home & Finance Holding Co.
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USIO, Inc.
Security National Financial Corp.
Drilling Tools International Corp. (US)

Why is Better Home & Finance Holding Co. ?

1
Risky -
  • The stock is trading risky as compared to its average historical valuations
  • Over the past year, while the stock has generated a return of 130.94%, its profits have risen by 14%
stock-recommendationReal-Time Research Report

Verdict Report

How much should you sell?

  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Better Home & Finance Holding Co. for you?

High Risk, High Return

Absolute
Risk Adjusted
Volatility
Better Home & Finance Holding Co.
153.8%
0.56
117.41%
S&P 500
13.68%
0.71
19.28%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
448.68%
EBIT Growth (5y)
-333.70%
EBIT to Interest (avg)
-11.15
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0.42%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
71.85%
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
8.81
EV to EBIT
-1.76
EV to EBITDA
-2.06
EV to Capital Employed
-1.38
EV to Sales
1.41
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
-328.67%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bullish
Moving Averages
Bearish (Daily)
KST
Bearish
Bullish
Dow Theory
No Trend
Mildly Bearish
OBV
Mildly Bearish
Mildly Bullish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

11What is working for the Company
NET SALES(HY)

At USD 96.62 MM has Grown at 37.25%

NET PROFIT(HY)

Higher at USD -74.58 MM

DEBTORS TURNOVER RATIO(HY)

Highest at 4.1 times

RAW MATERIAL COST(Y)

Fallen by -32.29% (YoY

-13What is not working for the Company
OPERATING CASH FLOW(Y)

Lowest at USD -249.6 MM

INTEREST(Q)

Highest at USD 12.19 MM

Here's what is working for Better Home & Finance Holding Co.

Net Sales
At USD 96.62 MM has Grown at 37.25%
Year on Year (YoY)
MOJO Watch
Near term sales trend is positive

Net Sales (USD MM)

Net Profit
Higher at USD -74.58 MM
than preceding 12 month period ended Sep 2025
MOJO Watch
In the half year the company has already crossed Net Profit of the previous twelve months

Net Profit (USD MM)

Debtors Turnover Ratio
Highest at 4.1 times and Grown
In each half year in the last five Semi-Annual periods
MOJO Watch
Company has been able to sell its Debtors faster

Debtors Turnover Ratio

Raw Material Cost
Fallen by -32.29% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Better Home & Finance Holding Co.

Operating Cash Flow
Lowest at USD -249.6 MM and Fallen
In each year in the last three years
MOJO Watch
The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)

Interest
At USD 12.19 MM has Grown at 20.83%
period on period (QoQ)
MOJO Watch
Rising interest cost signifies increased borrowings

Interest Paid (USD MM)

Interest
Highest at USD 12.19 MM
in the last five periods and Increased by 20.83% (QoQ)
MOJO Watch
Rising interest cost signifies increased borrowings

Interest Paid (USD MM)