BFL Asset Finvest Ltd () Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

V B Desai Fin.

BFL Asset Finves

PS IT Infra

Sharp Investment

Shivansh Finserv

Trinity League

Anjani Finance

Atharv Enter

Ushakiran Fin.

Sri Amarna. Fin.

Indo Credit Cap.

Why is BFL Asset Finvest Ltd ?

Weak Long Term Fundamental Strength with a -3.35% CAGR growth in Operating Profits over the last 5 years

The company has been able to generate a Return on Equity (avg) of 6.81% signifying low profitability per unit of shareholders funds

With ROCE of -15.2, it has a Very Expensive valuation with a 0.9 Enterprise value to Capital Employed

The stock is trading at a premium compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of -43.50%, its profits have fallen by -85.2%

Consistent Underperformance against the benchmark over the last 3 years

Along with generating -43.50% returns in the last 1 year, the stock has also underperformed BSE500 in each of the last 3 annual periods

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is BFL Asset Finves for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

BFL Asset Finves

-39.99%

-0.76

57.30%

Sensex

-2.85%

-0.22

13.54%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

71.20%

EBIT Growth (5y)

-3.35%

EBIT to Interest (avg)

3.10

Debt to EBITDA (avg)

0.48

Net Debt to Equity (avg)

1.36

Sales to Capital Employed (avg)

0.65

Tax Ratio

Tax Ratio is Negative%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

1.44%

ROE (avg)

6.81%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.81

EV to EBIT

11.38

EV to EBITDA

11.38

EV to Capital Employed

0.92

EV to Sales

0.96

PEG Ratio

Dividend Yield

ROCE (Latest)

-15.20%

ROE (Latest)

3.07%

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Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

RSI

No Signal

Bollinger Bands

Bullish

Mildly Bearish

Moving Averages

Mildly Bearish (Daily)

KST

Bearish

Dow Theory

Mildly Bullish

Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

21What is working for the Company

NET SALES(9M)

Higher at Rs 21.15 cr

PBDIT(Q)

Highest at Rs 12.37 cr.

PBT LESS OI(Q)

Highest at Rs 11.99 cr.

PAT(Q)

Highest at Rs 12.50 cr.

EPS(Q)

Highest at Rs 12.25

-4What is not working for the Company

ROCE(HY)

Lowest at -20.14%

DEBTORS TURNOVER RATIO(HY)

Lowest at 2.66 times

Loading Valuation Snapshot...

Here's what is working for BFL Asset Finves

Profit Before Tax less Other Income (PBT) - Quarterly

At Rs 11.99 cr has Grown at 1192.5% (vs previous 4Q average)

over average PBT of the previous four quarters of Rs -1.10 Cr

MOJO Watch

Near term PBT trend is very positive

PBT less Other Income (Rs Cr)

Profit After Tax (PAT) - Quarterly

At Rs 12.50 cr has Grown at 994.5% (vs previous 4Q average)

over average PAT of the previous four quarters of Rs -1.40 Cr

MOJO Watch

Near term PAT trend is very positive

PAT (Rs Cr)

Net Sales - Nine Monthly

At Rs 21.15 cr has Grown at 51.29%

Year on Year (YoY)

MOJO Watch

Near term sales trend is very positive

Net Sales (Rs Cr)

Operating Profit (PBDIT) - Quarterly

Highest at Rs 12.37 cr.

in the last five quarters

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (Rs Cr)

Profit Before Tax less Other Income (PBT) - Quarterly

Highest at Rs 11.99 cr.

in the last five quarters

MOJO Watch

Near term PBT trend is positive

PBT less Other Income (Rs Cr)

Profit After Tax (PAT) - Quarterly

Highest at Rs 12.50 cr.

in the last five quarters

MOJO Watch

Near term PAT trend is positive

PAT (Rs Cr)

Earnings per Share (EPS) - Quarterly

Highest at Rs 12.25

in the last five quarters

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (Rs)

Net Sales - Nine Monthly

Higher at Rs 21.15 cr

than preceding 12 month period ended Jun 2026 of Rs 16.51 cr

MOJO Watch

In the nine month period the company has already crossed sales of the previous twelve months

Net Sales (Rs Cr)

Here's what is not working for BFL Asset Finves

Debtors Turnover Ratio- Half Yearly

Lowest at 2.66 times and Fallen

each half year in the last five half yearly periods

MOJO Watch

Company's pace of settling its Debtors has slowed

Debtors Turnover Ratio