ScoreWhy is BIDV Insurance Corp. ?
1
Weak Long Term Fundamental Strength with a 0% CAGR growth in Operating Profits
2
Healthy long term growth as Net Sales has grown by an annual rate of 20.30%
3
Negative results in Jun 25
- OPERATING CASH FLOW(Y) Lowest at VND 477,509.35 MM
- DEBT-EQUITY RATIO (HY) Highest at 11.89 %
- INTEREST COVERAGE RATIO(Q) Lowest at 26.78
4
With ROE of 16.45%, it has a expensive valuation with a 0.98 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 8.16%, its profits have risen by 54% ; the PEG ratio of the company is 0.1
- At the current price, the company has a high dividend yield of 3.4
5
Underperformed the market in the last 1 year
- The stock has generated a return of 8.16% in the last 1 year, much lower than market (Vietnam VN Ho Chi Minh Index) returns of 33.89%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to BIDV Insurance Corp. should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is BIDV Insurance Corp. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
BIDV Insurance Corp.
7.07%
-0.65
55.17%
Vietnam VN Ho Chi Minh Index
29.95%
1.61
21.07%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
20.30%
EBIT Growth (5y)
0
EBIT to Interest (avg)
100.00
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
23.26%
Dividend Payout Ratio
20.68%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
12.23%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
0.98
EV to EBIT
NA
EV to EBITDA
-245.87
EV to Capital Employed
1.03
EV to Sales
-0.56
PEG Ratio
0.11
Dividend Yield
3.45%
ROCE (Latest)
ROE (Latest)
16.45%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend8What is working for the Company
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
NET SALES(Q)
Highest at VND 1,198,472.24 MM
OPERATING PROFIT(Q)
Highest at VND 230,023.09 MM
OPERATING PROFIT MARGIN(Q)
Highest at 19.19 %
PRE-TAX PROFIT(Q)
Highest at VND 219,653.23 MM
NET PROFIT(Q)
Highest at VND 172,341.77 MM
EPS(Q)
Highest at VND 1,469.53
-17What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at VND 477,509.35 MM
DEBT-EQUITY RATIO
(HY)
Highest at 11.89 %
INTEREST COVERAGE RATIO(Q)
Lowest at 26.78
INTEREST(Q)
Highest at VND 10,384.49 MM
Here's what is working for BIDV Insurance Corp.
Net Sales
Highest at VND 1,198,472.24 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (VND MM)
Operating Profit
Highest at VND 230,023.09 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (VND MM)
Operating Profit Margin
Highest at 19.19 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at VND 219,653.23 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (VND MM)
Net Profit
Highest at VND 172,341.77 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (VND MM)
EPS
Highest at VND 1,469.53
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (VND)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for BIDV Insurance Corp.
Interest
At VND 10,384.49 MM has Grown at 281.07%
period on period (QoQ)MOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (VND MM)
Interest Coverage Ratio
Lowest at 26.78
in the last five periodsMOJO Watch
The company's ability to manage interest payments is deteriorating
Operating Profit to Interest
Debt-Equity Ratio
Highest at 11.89 % and Grown
In each half year in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
Operating Cash Flow
Lowest at VND 477,509.35 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (VND MM)
Interest
Highest at VND 10,384.49 MM
in the last five periods and Increased by 281.07% (QoQ)MOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (VND MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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