ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Blue Foundry Bancorp ?
1
Positive results in Jun 25
- NET SALES(Q) Highest at USD 23.44 MM
- NII(Q) Highest at USD 11.64 MM
- OPERATING PROFIT(Q) Highest at USD -1.96 MM
2
Risky - Negative EBITDA
- The stock is trading risky as compared to its average historical valuations
- Over the past year, while the stock has generated a return of 2.05%, its profits have fallen by -30.2%
3
High Institutional Holdings at 55.31%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
4
Underperformed the market in the last 1 year
- The stock has generated a return of 2.05% in the last 1 year, much lower than market (S&P 500) returns of 12.33%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Blue Foundry Bancorp should be less than 10%
- Overall Portfolio exposure to Savings Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Blue Foundry Bancorp for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Blue Foundry Bancorp
8.92%
0.64
49.17%
S&P 500
13.22%
0.61
20.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
34.01%
EBIT Growth (5y)
-252.99%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
55.31%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
0.60
EV to EBIT
-32.91
EV to EBITDA
-39.36
EV to Capital Employed
0.78
EV to Sales
5.30
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
-2.37%
ROE (Latest)
-3.60%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bullish
RSI
Bearish
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bullish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend12What is working for the Company
NET SALES(Q)
Highest at USD 23.44 MM
NII(Q)
Highest at USD 11.64 MM
OPERATING PROFIT(Q)
Highest at USD -1.96 MM
OPERATING PROFIT MARGIN(Q)
Highest at -8.35 %
PRE-TAX PROFIT(Q)
Highest at USD -1.96 MM
NET PROFIT(Q)
Highest at USD -1.96 MM
EPS(Q)
Highest at USD -0.1
-3What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at USD -5.99 MM
Here's what is working for Blue Foundry Bancorp
Net Sales
Highest at USD 23.44 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
NII
Highest at USD 11.64 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
Operating Profit
Highest at USD -1.96 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at -8.35 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD -1.96 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD -1.96 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD -0.1
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Here's what is not working for Blue Foundry Bancorp
Operating Cash Flow
Lowest at USD -5.99 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
Capital Adequacy Ratio
Lowest at 18.11%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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