ScoreWhy is BNP Paribas Bank Polska SA ?
1
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 30.90%
2
Positive results in Jun 25
- OPERATING CASH FLOW(Y) Highest at PLN 5,282.83 MM
- ROCE(HY) Highest at 1.6%
- OPERATING PROFIT(Q) Highest at PLN 1,238.97 MM
3
With ROA of 0.92%, it has a attractive valuation with a 1.00 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 51.94%, its profits have risen by 133% ; the PEG ratio of the company is 0.1
4
Company is among the highest 1% of companies rated by MarketsMojo across all 4,000 stocks
5
Market Beating performance in long term as well as near term
- Along with generating 51.94% returns in the last 1 year, the stock has outperformed Poland WIG in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to BNP Paribas Bank Polska SA should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is BNP Paribas Bank Polska SA for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
BNP Paribas Bank Polska SA
51.2%
0.99
30.01%
Poland WIG
39.24%
1.84
20.48%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
19.60%
EBIT Growth (5y)
45.01%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
49.25%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
1.00
EV to EBIT
6.93
EV to EBITDA
6.01
EV to Capital Employed
1.00
EV to Sales
2.28
PEG Ratio
0.05
Dividend Yield
7.66%
ROCE (Latest)
14.42%
ROE (Latest)
15.54%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
No Trend
Mildly Bullish
OBV
Mildly Bullish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend8What is working for the Company
OPERATING CASH FLOW(Y)
Highest at PLN 5,282.83 MM
ROCE(HY)
Highest at 1.6%
OPERATING PROFIT(Q)
Highest at PLN 1,238.97 MM
OPERATING PROFIT MARGIN(Q)
Highest at 49.64 %
PRE-TAX PROFIT(Q)
Highest at PLN 1,245.2 MM
NET PROFIT(Q)
Highest at PLN 931.17 MM
-2What is not working for the Company
ROCE(HY)
Lowest at 1.6%
Here's what is working for BNP Paribas Bank Polska SA
Operating Cash Flow
Highest at PLN 5,282.83 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (PLN MM)
Operating Profit
Highest at PLN 1,238.97 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (PLN MM)
Operating Profit Margin
Highest at 49.64 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at PLN 1,245.2 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (PLN MM)
Net Profit
Highest at PLN 931.17 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (PLN MM)
CASA
Highest at 14.34%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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