Broadway Financial Corp. (California) (BYFC) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

Lake Shore Bancorp, Inc.

IF Bancorp, Inc.

Magyar Bancorp, Inc.

Cullman Bancorp, Inc.

Catalyst Bancorp, Inc.

CF Bankshares, Inc.

Broadway Financial Corp. (California)

TC Bancshares, Inc.

HMN Financial, Inc.

NSTS Bancorp, Inc.

Territorial Bancorp, Inc.

Why is Broadway Financial Corp. (California) ?

Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 12.22%

Negative results in Jun 25

NET PROFIT(HY) At USD -1.21 MM has Grown at -1,369.47%
OPERATING CASH FLOW(Y) Lowest at USD -1.07 MM
GROSS NPA (%)(Q) Highest at 0.46%

With ROA of 0.12%, it has a attractive valuation with a 0.25 Price to Book Value

Over the past year, while the stock has generated a return of -15.88%, its profits have fallen by -40.5%

High Institutional Holdings at 26.08%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.

Underperformed the market in the last 1 year

Even though the market (S&P 500) has generated returns of 12.33% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -15.88% returns

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Broadway Financial Corp. (California) should be less than 10%
Overall Portfolio exposure to Savings Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Broadway Financial Corp. (California) for you?

High Risk, Medium Return

Absolute

Risk Adjusted

Volatility

Broadway Financial Corp. (California)

-9.62%

0.50

41.51%

S&P 500

13.22%

0.61

20.17%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

28.13%

EBIT Growth (5y)

18.53%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

Pledged Shares

Institutional Holding

26.08%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.25

EV to EBIT

145.77

EV to EBITDA

99.13

EV to Capital Employed

0.49

EV to Sales

3.35

PEG Ratio

Dividend Yield

ROCE (Latest)

0.34%

ROE (Latest)

0.57%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

Bullish

No Trend

OBV

No Trend

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

6What is working for the Company

PRE-TAX PROFIT(Q)

At USD 0.85 MM has Grown at 654.08%

NET PROFIT(Q)

At USD 0.6 MM has Grown at 790.04%

-18What is not working for the Company

NET PROFIT(HY)

At USD -1.21 MM has Grown at -1,369.47%

OPERATING CASH FLOW(Y)

Lowest at USD -1.07 MM

GROSS NPA (%)

NII(Q)

Lowest at USD 7.75 MM

CASH AND EQV(HY)

Lowest at USD 4 MM

CREDIT DEPOSIT RATIO(HY)

Lowest at 120.9%

NET SALES(Q)

Lowest at USD 14.23 MM

Here's what is working for Broadway Financial Corp. (California)

Pre-Tax Profit

At USD 0.85 MM has Grown at 654.08%

over average net sales of the previous four periods of USD 0.11 MM

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (USD MM)

Net Profit

At USD 0.6 MM has Grown at 790.04%

over average net sales of the previous four periods of USD 0.07 MM

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (USD MM)

Here's what is not working for Broadway Financial Corp. (California)

Operating Cash Flow

Lowest at USD -1.07 MM and Fallen

In each year in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)

Non Performing Loans (%)

Highest at 0.46%

in the last four Semi-Annual periods

MOJO Watch

Proportion of stressed loans given by the bank are increasing

Non Performing Loans (%)

NII

Lowest at USD 7.75 MM

in the last five periods

MOJO Watch

The bank's income from core business is falling

NII (USD MM)

Net Sales

Lowest at USD 14.23 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Net Sales (USD MM)

Cash and Eqv

Lowest at USD 4 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents

Credit Deposit Ratio

Lowest at 120.9%

in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets

Credit Deposit Ratio (%)