Broadway Financial Corp. (California) (BYFC) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Magyar Bancorp, Inc.

Lake Shore Bancorp, Inc.

Broadway Financial Corp. (California)

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Why is Broadway Financial Corp. (California) ?

Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 27.35%

With a growth in Interest of NAN%, the company declared Very Positive results in Mar 26

The company has declared positive results for the last 3 consecutive quarters
PRE-TAX PROFIT(Q) At USD 1.43 MM has Grown at 118.45%
NET PROFIT(Q) At USD 1.15 MM has Grown at 136.54%
NII(Q) Highest at USD 9.05 MM

Risky -

The stock is trading risky as compared to its average historical valuations
Over the past year, while the stock has generated a return of 45.91%, its profits have fallen by -30.4%

High Institutional Holdings at 26.19%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.

Consistent Returns over the last 3 years

Along with generating 45.91% returns in the last 1 year, the stock has outperformed S&P 500 in each of the last 3 annual periods

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Broadway Financial Corp. (California) should be less than 10%
Overall Portfolio exposure to Savings Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Broadway Financial Corp. (California) for you?

High Risk, High Return

Absolute

Risk Adjusted

Volatility

Broadway Financial Corp. (California)

45.91%

2.12

43.15%

S&P 500

20.78%

1.56

13.28%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

27.23%

EBIT Growth (5y)

31.95%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

Pledged Shares

Institutional Holding

26.19%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.33

EV to EBIT

138.88

EV to EBITDA

109.36

EV to Capital Employed

0.61

EV to Sales

4.48

PEG Ratio

Dividend Yield

ROCE (Latest)

0.44%

ROE (Latest)

0.85%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

RSI

No Signal

Bollinger Bands

Mildly Bullish

Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Dow Theory

No Trend

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

17What is working for the Company

PRE-TAX PROFIT(Q)

At USD 1.43 MM has Grown at 118.45%

NET PROFIT(Q)

At USD 1.15 MM has Grown at 136.54%

NII(Q)

Highest at USD 9.05 MM

EPS(Q)

Highest at USD 0.05

-2What is not working for the Company

CASH AND EQV(HY)

Lowest at USD 3.43 MM

CREDIT DEPOSIT RATIO(HY)

Lowest at 99.6%

Here's what is working for Broadway Financial Corp. (California)

Pre-Tax Profit

At USD 1.43 MM has Grown at 118.45%

over average net sales of the previous four periods of USD 0.65 MM

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (USD MM)

Net Profit

At USD 1.15 MM has Grown at 136.54%

over average net sales of the previous four periods of USD 0.49 MM

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (USD MM)

NII

Highest at USD 9.05 MM

in the last five periods

MOJO Watch

The bank's income from core business is increasing

NII (USD MM)

EPS

Highest at USD 0.05

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Here's what is not working for Broadway Financial Corp. (California)

Cash and Eqv

Lowest at USD 3.43 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents

Credit Deposit Ratio

Lowest at 99.6%

in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets

Credit Deposit Ratio (%)