Brookline Bancorp, Inc. (BRKL) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

MarketsMojo — Loved in India, Now Global

The power of Mojo is now in 29 countries. Explore global equities with the same cutting-edge features you love.Unlock 29 Markets

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Provident Financial Services, Inc.

Columbia Financial, Inc.

Webster Financial Corp.

WSFS Financial Corp.

Brookline Bancorp, Inc.

Capitol Federal Financial, Inc.

TFS Financial Corp.

OceanFirst Financial Corp.

Northwest Bancshares, Inc. (Pennsylvania)

New York Community Bancorp, Inc.

Triumph Financial, Inc.

Why is Brookline Bancorp, Inc. ?

High Profitability with a Net Interest Margin of 5.36%

Positive results in Jun 25

NII(Q) Highest at USD 88.69 MM
OPERATING PROFIT MARGIN(Q) Highest at 19.49 %
CASH AND EQV(HY) Highest at USD 166.13 MM

With ROA of 0.48%, it has a fair valuation with a 0.81 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 7.67%, its profits have fallen by -7.2%
At the current price, the company has a high dividend yield of 477.5

High Institutional Holdings at 92.96%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Their stake has increased by 0.83% over the previous quarter.

Underperformed the market in the last 1 year

The stock has generated a return of 7.67% in the last 1 year, much lower than market (S&P 500) returns of 17.72%

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Brookline Bancorp, Inc. should be less than 10%
Overall Portfolio exposure to Savings Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Brookline Bancorp, Inc. for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

Brookline Bancorp, Inc.

7.67%

1.07

30.22%

S&P 500

13.22%

0.89

19.85%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

12.90%

EBIT Growth (5y)

11.99%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

70.18%

Pledged Shares

Institutional Holding

92.96%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.81

EV to EBIT

19.36

EV to EBITDA

16.71

EV to Capital Employed

0.88

EV to Sales

2.74

PEG Ratio

Dividend Yield

477.49%

ROCE (Latest)

4.54%

ROE (Latest)

6.21%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Bearish

RSI

No Signal

Bearish

Bollinger Bands

Mildly Bullish

Bullish

Moving Averages

Mildly Bearish (Daily)

KST

Bullish

Dow Theory

Mildly Bullish

Mildly Bearish

OBV

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

12What is working for the Company

NII(Q)

Highest at USD 88.69 MM

OPERATING PROFIT MARGIN(Q)

Highest at 19.49 %

CASH AND EQV(HY)

Highest at USD 166.13 MM

OPERATING PROFIT(Q)

Highest at USD 30.03 MM

PRE-TAX PROFIT(Q)

Highest at USD 30.03 MM

NET PROFIT(Q)

Highest at USD 22.35 MM

EPS(Q)

Highest at USD 0.25

-3What is not working for the Company

GROSS NPA (%)

CREDIT DEPOSIT RATIO(HY)

Lowest at 106.93%

Here's what is working for Brookline Bancorp, Inc.

NII

Highest at USD 88.69 MM and Grown

In each period in the last five periods

MOJO Watch

The bank's income from core business is increasing

Net NPA

Operating Profit Margin

Highest at 19.49 % and Grown

In each period in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

Operating Profit

Highest at USD 30.03 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (USD MM)

Pre-Tax Profit

Highest at USD 30.03 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Net Profit

Highest at USD 22.35 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

EPS

Highest at USD 0.25

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Cash and Eqv

Highest at USD 166.13 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

CASA

Highest at 11.15%

in the last five periods

MOJO Watch

The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.

CAR (%)

Here's what is not working for Brookline Bancorp, Inc.

Non Performing Loans (%)

Highest at 0.91%

in the last four Semi-Annual periods

MOJO Watch

Proportion of stressed loans given by the bank are increasing

Non Performing Loans (%)

Credit Deposit Ratio

Lowest at 106.93%

in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets

Credit Deposit Ratio (%)