ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Business First Bancshares, Inc. ?
1
High Profitability with a Net Interest Margin of 17.45%
2
Healthy long term growth as Net profit has grown by an annual rate of 21.80%
3
With a growth in Interest of NAN%, the company declared Very Positive results in Jun 26
- The company has declared positive results for the last 6 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at USD 103.14 MM
- NII(Q) Highest at USD 77.84 MM
- ROCE(HY) Highest at 1.1%
4
With ROA of 0.60%, it has a fair valuation with a 0.97 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 25.13%, its profits have risen by 34.9% ; the PEG ratio of the company is 0.3
5
High Institutional Holdings at 60.61%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 8.62% over the previous quarter.
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Business First Bancshares, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Business First Bancshares, Inc. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Business First Bancshares, Inc.
25.13%
2.16
24.05%
S&P 500
15.36%
1.17
13.09%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
25.43%
EBIT Growth (5y)
22.30%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
20.42%
Pledged Shares
0
Institutional Holding
51.99%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
10
Industry P/E
Price to Book Value
0.97
EV to EBIT
7.91
EV to EBITDA
7.31
EV to Capital Employed
0.97
EV to Sales
1.71
PEG Ratio
0.28
Dividend Yield
1.69%
ROCE (Latest)
12.23%
ROE (Latest)
9.94%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
No Trend
Mildly Bearish
OBV
Mildly Bullish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend12What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 103.14 MM
NII(Q)
Highest at USD 77.84 MM
ROCE(HY)
Highest at 1.1%
CASH AND EQV(HY)
Highest at USD 1,165.4 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
NET SALES(Q)
Highest at USD 125.65 MM
-2What is not working for the Company
ROCE(HY)
Lowest at 1.1%
Here's what is working for Business First Bancshares, Inc.
NII
Highest at USD 77.84 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Operating Cash Flow
Highest at USD 103.14 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Sales
Highest at USD 125.65 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Cash and Eqv
Highest at USD 1,165.4 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Depreciation
At USD 1.66 MM has Grown at inf%
period on period (QoQ)MOJO Watch
The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales
Depreciation (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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