ScoreComparison
Why is Byline Bancorp, Inc. ?
1
High Profitability with a Net Interest Margin of 9.35%
2
Strong Long Term Fundamental Strength with a 22.40% CAGR growth in Net Profits
3
Healthy long term growth as Net profit has grown by an annual rate of 22.40%
4
Positive results in Jun 25
- NII(Q) Highest at USD 95.97 MM
- CASH AND EQV(HY) Highest at USD 148.56 MM
- DIVIDEND PER SHARE(HY) Highest at USD 0
5
With ROA of 0.73%, it has a fair valuation with a 1.11 Price to Book Value
- The stock is trading at a fair value compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -2.96%, its profits have risen by 2.2% ; the PEG ratio of the company is 10.6
6
Underperformed the market in the last 1 year
- Even though the market (S&P 500) has generated returns of 14.11% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -2.96% returns
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Byline Bancorp, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Byline Bancorp, Inc. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Byline Bancorp, Inc.
28.84%
1.39
27.11%
S&P 500
22.99%
0.70
20.15%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
19.05%
EBIT Growth (5y)
17.35%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
13.86%
Pledged Shares
0
Institutional Holding
58.35%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
1.14
EV to EBIT
11.06
EV to EBITDA
10.42
EV to Capital Employed
1.11
EV to Sales
3.16
PEG Ratio
2.58
Dividend Yield
36.24%
ROCE (Latest)
10.05%
ROE (Latest)
10.27%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bullish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend9What is working for the Company
ROCE(HY)
Highest at 1.43%
DIVIDEND PER SHARE(HY)
Highest at USD 0
CREDIT DEPOSIT RATIO(HY)
Highest at 95.81%
OPERATING PROFIT MARGIN(Q)
Highest at 35.07 %
NET PROFIT(Q)
Highest at USD 37.58 MM
EPS(Q)
Highest at USD 0.83
-2What is not working for the Company
ROCE(HY)
Lowest at 1.43%
Here's what is working for Byline Bancorp, Inc.
Operating Profit Margin
Highest at 35.07 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Net Profit
Highest at USD 37.58 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 0.83
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Credit Deposit Ratio
Highest at 95.81%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
CASA
Highest at 13.51%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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