ScoreWhy is Cairo Amman Bank ?
1
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 29.88% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 3.52%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 29.88% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.53% signifying low profitability per unit of total assets
2
Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 3.52%
3
Flat results in Jun 25
- OPERATING CASH FLOW(Y) Lowest at JOD 17.17 MM
- NII(Q) Lowest at JOD 31.62 MM
- NET SALES(Q) Lowest at JOD 57.76 MM
4
With ROA of 0.44%, it has a fair valuation with a 0.57 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 45.63%, its profits have fallen by -1.5%
- At the current price, the company has a high dividend yield of 4.1
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Cairo Amman Bank should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Cairo Amman Bank for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
Cairo Amman Bank
-100.0%
1.24
19.34%
Jordan General Index
41.13%
4.48
9.22%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
6.36%
EBIT Growth (5y)
2.64%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
72.46%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
0.57
EV to EBIT
23.15
EV to EBITDA
17.87
EV to Capital Employed
0.76
EV to Sales
2.66
PEG Ratio
NA
Dividend Yield
4.10%
ROCE (Latest)
3.26%
ROE (Latest)
4.86%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend4What is working for the Company
NET PROFIT(HY)
At JOD 14.16 MM has Grown at 97.11%
CASH AND EQV(HY)
Highest at JOD 763.3 MM
-6What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at JOD 17.17 MM
NII(Q)
Lowest at JOD 31.62 MM
NET SALES(Q)
Lowest at JOD 57.76 MM
Here's what is working for Cairo Amman Bank
Net Profit
At JOD 14.16 MM has Grown at 97.11%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (JOD MM)
Cash and Eqv
Highest at JOD 763.3 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Depreciation
Highest at JOD 2.21 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (JOD MM)
Here's what is not working for Cairo Amman Bank
Operating Cash Flow
Lowest at JOD 17.17 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (JOD MM)
NII
Lowest at JOD 31.62 MM
in the last five periodsMOJO Watch
The bank's income from core business is falling
NII (JOD MM)
Net Sales
Lowest at JOD 57.76 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (JOD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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