Cairo Amman Bank (CABK) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Arab Bank Plc

Jordan Islamic Bank

Jordan Commercial Bank

Jordan Ahli Bank

Invest Bank (Jordan)

Cairo Amman Bank

Jordan Kuwait Bank

Arab Banking Corp.

Bank Al-Etihad

Why is Cairo Amman Bank ?

Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 29.88% signifying inadequate buffers against its risk based assets

Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 8.18%
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 29.88% signifying inadequate buffers against its risk based assets
The bank has been able to generate a Return on Assets (avg) of 0.53% signifying low profitability per unit of total assets

Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 8.18%

Flat results in Dec 25

OPERATING CASH FLOW(Y) Lowest at JOD 5.83 MM
CASH AND EQV(HY) Lowest at JOD 383.63 MM
CREDIT DEPOSIT RATIO(HY) Lowest at 0%

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Cairo Amman Bank for you?

Medium Risk, Low Return

Absolute

Risk Adjusted

Volatility

Cairo Amman Bank

-100.0%

0.83

22.96%

Jordan General Index

52.62%

5.46

9.64%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

6.37%

EBIT Growth (5y)

8.01%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

51.40%

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.50

EV to EBIT

19.66

EV to EBITDA

15.64

EV to Capital Employed

0.70

EV to Sales

2.68

PEG Ratio

0.16

Dividend Yield

4.13%

ROCE (Latest)

3.56%

ROE (Latest)

4.97%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Mildly Bearish (Daily)

KST

Bearish

Bullish

Dow Theory

Mildly Bullish

OBV

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

9What is working for the Company

NII(Q)

Highest at JOD 63.99 MM

DIVIDEND PAYOUT RATIO(Y)

Highest at 199.43%

NET PROFIT(9M)

Higher at JOD 19.99 MM

NET SALES(Q)

Highest at JOD 88.1 MM

OPERATING PROFIT(Q)

Highest at JOD 88.44 MM

OPERATING PROFIT MARGIN(Q)

Highest at 100.39 %

-6What is not working for the Company

OPERATING CASH FLOW(Y)

Lowest at JOD 5.83 MM

CASH AND EQV(HY)

Lowest at JOD 383.63 MM

CREDIT DEPOSIT RATIO(HY)

Lowest at 0%

EPS(Q)

Lowest at JOD 0

Here's what is working for Cairo Amman Bank

Net Sales

At JOD 88.1 MM has Grown at 46.98%

over average net sales of the previous four periods of JOD 59.94 MM

MOJO Watch

Near term sales trend is very positive

Net Sales (JOD MM)

NII

Highest at JOD 63.99 MM

in the last five periods

MOJO Watch

The bank's income from core business is increasing

NII (JOD MM)

Net Sales

Highest at JOD 88.1 MM

in the last five periods

MOJO Watch

Near term sales trend is positive

Net Sales (JOD MM)

Operating Profit

Highest at JOD 88.44 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (JOD MM)

Operating Profit Margin

Highest at 100.39 %

in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

Net Profit

Higher at JOD 19.99 MM

than preceding 12 month period ended Dec 2025

MOJO Watch

In the nine month period the company has already crossed sales of the previous twelve months

Net Profit (JOD MM)

Dividend Payout Ratio

Highest at 199.43%

in the last five years

MOJO Watch

Company is distributing higher proportion of profits generated as dividend

DPR (%)

Here's what is not working for Cairo Amman Bank

Operating Cash Flow

Lowest at JOD 5.83 MM and Fallen

In each year in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (JOD MM)

EPS

Lowest at JOD 0

in the last five periods

MOJO Watch

Declining profitability; company has created lower earnings for shareholders

EPS (JOD)

Cash and Eqv

Lowest at JOD 383.63 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents

Credit Deposit Ratio

Lowest at 0%

in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets

Credit Deposit Ratio (%)