California Bancorp

  • Market Cap: Micro Cap
  • Industry: Regional Banks
  • ISIN: US84252A1060
USD
19.07
-0.43 (-2.21%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

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Comparison
Company
Score
Quality
Valuation
Financial
Technical
California Bancorp
Why is California Bancorp ?
1
With a growth in Interest of NAN%, the company declared Very Positive results in Jun 25
  • NET SALES(HY) At USD 112.61 MM has Grown at 78.43%
  • OPERATING CASH FLOW(Y) Highest at USD 56.37 MM
  • PRE-TAX PROFIT(Q) At USD 20.07 MM has Grown at 98.64%
2
With ROA of 0.00%, it has a valuation with a 0.00 Price to Book Value
  • Over the past year, while the stock has generated a return of 18.83%, its profits have fallen by 0%
stock-recommendationReal-Time Research Report
Verdict Report
How much should you buy?
  1. Overall Portfolio exposure to California Bancorp should be less than 10%
  2. Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

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No Data Found
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors
Factor
Value
Sales Growth (5y)
40.91%
EBIT Growth (5y)
33.89%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation
Valuation Scorecard stock-summary
stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary
Factor
Value
P/E Ratio
Industry P/E
Price to Book Value
EV to EBIT
EV to EBITDA
EV to Capital Employed
EV to Sales
PEG Ratio
NA
Dividend Yield
ROCE (Latest)
ROE (Latest)
stock-recommendationTechnicals
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Bullish
Bullish
OBV
Mildly Bearish
Bullish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend
Financial Trend Scorecard stock-summary
stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

24What is working for the Company
NET SALES(HY)

At USD 112.61 MM has Grown at 78.43%

OPERATING CASH FLOW(Y)

Highest at USD 56.37 MM

PRE-TAX PROFIT(Q)

At USD 20.07 MM has Grown at 98.64%

CASH AND EQV(HY)

Highest at USD 164.46 MM

NET PROFIT(Q)

At USD 14.1 MM has Grown at 72.17%

-3What is not working for the Company
INTEREST(9M)

At USD 46.96 MM has Grown at 48.49%

CREDIT DEPOSIT RATIO(HY)

Lowest at 90.32%

Here's what is working for California Bancorp
Net Sales
At USD 112.61 MM has Grown at 78.43%
Year on Year (YoY)
MOJO Watch
Near term sales trend is very positive

Net Sales (USD MM)

Pre-Tax Profit
At USD 20.07 MM has Grown at 98.64%
over average net sales of the previous four periods of USD 10.11 MM
MOJO Watch
Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (USD MM)

Operating Cash Flow
Highest at USD 56.37 MM
in the last three years
MOJO Watch
The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Net Profit
At USD 14.1 MM has Grown at 72.17%
over average net sales of the previous four periods of USD 8.19 MM
MOJO Watch
Near term Net Profit trend is positive

Net Profit (USD MM)

Cash and Eqv
Highest at USD 164.46 MM
in the last six Semi-Annual periods
MOJO Watch
Short Term liquidity is improving

Cash and Cash Equivalents

Here's what is not working for California Bancorp
Interest
At USD 46.96 MM has Grown at 48.49%
over previous Semi-Annual period
MOJO Watch
Rising interest cost signifies increased borrowings

Interest Paid (USD MM)

Credit Deposit Ratio
Lowest at 90.32%
in the last four Semi-Annual periods
MOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets

Credit Deposit Ratio (%)