ScoreWhy is California Bancorp ?
1
Positive results in Mar 26
- OPERATING CASH FLOW(Y) Highest at USD 58.85 MM
- DIVIDEND PAYOUT RATIO(Y) Highest at 23.7%
- NET PROFIT(9M) Higher at USD 47.44 MM
2
With ROA of 1.04%, it has a fair valuation with a 0.98 Price to Book Value
- Over the past year, while the stock has generated a return of 32.23%, its profits have risen by 204.3%
3
High Institutional Holdings at 74.06%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 2.58% over the previous quarter.
4
Market Beating Performance
- The stock has generated a return of 32.23% in the last 1 year, much higher than market (S&P 500) returns of 16.04%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to California Bancorp should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
No Data Found
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
34.26%
EBIT Growth (5y)
52.24%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
5.19%
Pledged Shares
0
Institutional Holding
74.06%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
9
Industry P/E
Price to Book Value
0.98
EV to EBIT
1.71
EV to EBITDA
1.60
EV to Capital Employed
0.93
EV to Sales
0.64
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
54.63%
ROE (Latest)
11.20%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Bullish
Moving Averages
Bullish (Daily)
KST
Bearish
Bullish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend9What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 58.85 MM
DIVIDEND PAYOUT RATIO(Y)
Highest at 23.7%
NET PROFIT(9M)
Higher at USD 47.44 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
-8What is not working for the Company
GROSS NPA (%)
(Q
NET SALES(Q)
Lowest at USD 53.78 MM
OPERATING PROFIT(Q)
Lowest at USD 19.16 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 35.63 %
PRE-TAX PROFIT(Q)
Lowest at USD 19.16 MM
NET PROFIT(Q)
Lowest at USD 13.85 MM
EPS(Q)
Lowest at USD 0.42
Here's what is working for California Bancorp
Operating Cash Flow
Highest at USD 58.85 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Dividend Payout Ratio
Highest at 23.7%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Here's what is not working for California Bancorp
Non Performing Loans (%)
Highest at 1.03%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Non Performing Loans (%)
Net Sales
Lowest at USD 53.78 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (USD MM)
Operating Profit
Lowest at USD 19.16 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (USD MM)
Operating Profit Margin
Lowest at 35.63 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Pre-Tax Profit
Lowest at USD 19.16 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (USD MM)
Net Profit
Lowest at USD 13.85 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is negative
Net Profit (USD MM)
EPS
Lowest at USD 0.42
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (USD)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
