Why is California Bancorp ?
1
With a growth in Interest of NAN%, the company declared Very Positive results in Jun 25
- NET SALES(HY) At USD 112.61 MM has Grown at 78.43%
- OPERATING CASH FLOW(Y) Highest at USD 56.37 MM
- PRE-TAX PROFIT(Q) At USD 20.07 MM has Grown at 98.64%
2
With ROA of 0.00%, it has a valuation with a 0.00 Price to Book Value
- Over the past year, while the stock has generated a return of 18.83%, its profits have fallen by 0%
How much should you buy?
- Overall Portfolio exposure to California Bancorp should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
No Data Found
Quality key factors
Factor
Value
Sales Growth (5y)
40.91%
EBIT Growth (5y)
33.89%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
Industry P/E
Price to Book Value
EV to EBIT
EV to EBITDA
EV to Capital Employed
EV to Sales
PEG Ratio
NA
Dividend Yield
ROCE (Latest)
ROE (Latest)
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Bullish
Bullish
OBV
Mildly Bearish
Bullish
Technical Movement
24What is working for the Company
NET SALES(HY)
At USD 112.61 MM has Grown at 78.43%
OPERATING CASH FLOW(Y)
Highest at USD 56.37 MM
PRE-TAX PROFIT(Q)
At USD 20.07 MM has Grown at 98.64%
CASH AND EQV(HY)
Highest at USD 164.46 MM
NET PROFIT(Q)
At USD 14.1 MM has Grown at 72.17%
-3What is not working for the Company
INTEREST(9M)
At USD 46.96 MM has Grown at 48.49%
CREDIT DEPOSIT RATIO(HY)
Lowest at 90.32%
Here's what is working for California Bancorp
Net Sales
At USD 112.61 MM has Grown at 78.43%
Year on Year (YoY)MOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
Pre-Tax Profit
At USD 20.07 MM has Grown at 98.64%
over average net sales of the previous four periods of USD 10.11 MMMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Operating Cash Flow
Highest at USD 56.37 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Profit
At USD 14.1 MM has Grown at 72.17%
over average net sales of the previous four periods of USD 8.19 MMMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Cash and Eqv
Highest at USD 164.46 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Here's what is not working for California Bancorp
Interest
At USD 46.96 MM has Grown at 48.49%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (USD MM)
Credit Deposit Ratio
Lowest at 90.32%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)






