Camden National Corp. (Maine) (CAC) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Washington Trust Bancorp, Inc.

Camden National Corp. (Maine)

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Central Pacific Financial Corp.

Peapack-Gladstone Financial Corp.

HarborOne Bancorp, Inc.

South Plains Financial, Inc. (Texas)

Horizon Bancorp, Inc. (Indiana)

Cambridge Bancorp

Luther Burbank Corp.

Midland States Bancorp, Inc.

Why is Camden National Corp. (Maine) ?

With a growth in Interest of NAN%, the company declared Very Positive results in Dec 25

NII(Q) Highest at USD 53.92 MM
ROCE(HY) Highest at 1.02%
NET SALES(Q) Highest at USD 82.04 MM

With ROA of 0.54%, it has a fair valuation with a 0.95 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 13.80%, its profits have risen by 35% ; the PEG ratio of the company is 0.6

High Institutional Holdings at 77.13%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Their stake has increased by 0.54% over the previous quarter.

Real-Time Research Report

Verdict Report

How much should you buy?

Overall Portfolio exposure to Camden National Corp. (Maine) should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Camden National Corp. (Maine) for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

Camden National Corp. (Maine)

13.8%

1.49

31.15%

S&P 500

20.78%

1.08

19.33%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

15.32%

EBIT Growth (5y)

1.71%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

43.75%

Pledged Shares

Institutional Holding

77.13%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.95

EV to EBIT

18.20

EV to EBITDA

16.14

EV to Capital Employed

0.97

EV to Sales

3.87

PEG Ratio

0.63

Dividend Yield

ROCE (Latest)

5.35%

ROE (Latest)

9.01%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Bullish

Mildly Bearish

Dow Theory

Mildly Bearish

Mildly Bullish

OBV

Mildly Bearish

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

24What is working for the Company

NII(Q)

Highest at USD 53.92 MM

ROCE(HY)

Highest at 1.02%

NET SALES(Q)

Highest at USD 82.04 MM

CASH AND EQV(HY)

Highest at USD 170.44 MM

OPERATING PROFIT(Q)

Highest at USD 28.26 MM

OPERATING PROFIT MARGIN(Q)

Highest at 34.45 %

PRE-TAX PROFIT(Q)

Highest at USD 28.26 MM

NET PROFIT(Q)

Highest at USD 22.59 MM

EPS(Q)

Highest at USD 1.33

-6What is not working for the Company

OPERATING CASH FLOW(Y)

Lowest at USD 43.17 MM

ROCE(HY)

Lowest at 1.02%

DIVIDEND PAYOUT RATIO(Y)

Lowest at 31.58%

Here's what is working for Camden National Corp. (Maine)

NII

Highest at USD 53.92 MM and Grown

In each period in the last five periods

MOJO Watch

The bank's income from core business is increasing

Net NPA

Net Sales

Highest at USD 82.04 MM and Grown

In each period in the last five periods

MOJO Watch

Near term sales trend is very positive

Net Sales (USD MM)

Net Sales

At USD 82.04 MM has Grown at 29.22%

Year on Year (YoY)

MOJO Watch

Near term sales trend is positive

Net Sales (USD MM)

Operating Profit

Highest at USD 28.26 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (USD MM)

Operating Profit Margin

Highest at 34.45 %

in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit

Highest at USD 28.26 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Pre-Tax Profit

At USD 28.26 MM has Grown at 50.07%

Year on Year (YoY)

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Net Profit

Highest at USD 22.59 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

Net Profit

At USD 22.59 MM has Grown at 50.51%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

EPS

Highest at USD 1.33

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Cash and Eqv

Highest at USD 170.44 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

Here's what is not working for Camden National Corp. (Maine)

Operating Cash Flow

Lowest at USD 43.17 MM and Fallen

In each year in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)

Dividend Payout Ratio

Lowest at 31.58%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)