Canadian Imperial Bank of Commerce (CM) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Guardian Capital Group Ltd.

Canadian Imperial Bank of Commerce

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National Bank of Canada

Givex Corp.

Canadian Western Bank

EQB, Inc.

Tokens.com Corp.

Clip Money, Inc.

Wellfield Technologies, Inc.

Why is Canadian Imperial Bank of Commerce ?

Strong Long Term Fundamental Strength with Tier 1 Capital Adeqacy Ratio of 14.08%

Positive results in Apr 26

NII(Q) Highest at CAD 4,345 MM
OPERATING CASH FLOW(Y) Highest at CAD 31,116 MM
ROCE(HY) Highest at 0.87%

With ROA of 0.55%, it has a attractive valuation with a 2.24 Price to Book Value

The stock is trading at a premium compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 69.51%, its profits have risen by 25.5% ; the PEG ratio of the company is 0.6

High Institutional Holdings at 52.47%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Their stake has increased by 1.55% over the previous quarter.

Consistent Returns over the last 3 years

Along with generating 69.51% returns in the last 1 year, the stock has outperformed S&P/TSX 60 in each of the last 3 annual periods

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Canadian Imperial Bank of Commerce should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Canadian Imperial Bank of Commerce for you?

Low Risk, High Return

Absolute

Risk Adjusted

Volatility

Canadian Imperial Bank of Commerce

69.51%

4.85

17.86%

S&P/TSX 60

29.6%

2.31

12.81%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

26.01%

EBIT Growth (5y)

12.80%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

45.00%

Pledged Shares

Institutional Holding

52.47%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

2.24

EV to EBIT

29.55

EV to EBITDA

26.47

EV to Capital Employed

1.36

EV to Sales

6.49

PEG Ratio

0.56

Dividend Yield

ROCE (Latest)

4.60%

ROE (Latest)

14.95%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Dow Theory

Bullish

OBV

No Trend

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

11What is working for the Company

NII(Q)

Highest at CAD 4,345 MM

OPERATING CASH FLOW(Y)

Highest at CAD 31,116 MM

ROCE(HY)

Highest at 0.87%

DIVIDEND PER SHARE(HY)

Highest at CAD 0

-6What is not working for the Company

ROCE(HY)

Lowest at 0.87%

GROSS NPA (%)

DIVIDEND PAYOUT RATIO(Y)

Lowest at 41.9%

NET SALES(Q)

Lowest at CAD 11,605 MM

Here's what is working for Canadian Imperial Bank of Commerce

NII

Highest at CAD 4,345 MM and Grown

In each period in the last five periods

MOJO Watch

The bank's income from core business is increasing

Net NPA

Dividend per share

Highest at CAD 0 and Grown

In each year in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (CAD)

Operating Cash Flow

Highest at CAD 31,116 MM

in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (CAD MM)

Here's what is not working for Canadian Imperial Bank of Commerce

Non Performing Loans (%)

Highest at 0.65%

in the last four Semi-Annual periods

MOJO Watch

Proportion of stressed loans given by the bank are increasing

Non Performing Loans (%)

Net Sales

Lowest at CAD 11,605 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Net Sales (CAD MM)

Dividend Payout Ratio

Lowest at 41.9%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)