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Canadian Imperial Bank of Commerce

  • Market Cap: Large Cap
  • Industry: Regional Banks
  • ISIN: CA1360691010
  • TSE: CM
CAD
161.65
-1.61 (-0.99%)

Sep 22

TSE

 View all stocks in this country
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Guardian Capital Group Ltd.
Currency Exchange International Corp.
Canadian Imperial Bank of Commerce
National Bank of Canada
VersaBank
Givex Corp.
Canadian Western Bank
Tokens.com Corp.
EQB, Inc.
Clip Money, Inc.
Wellfield Technologies, Inc.

Why is Canadian Imperial Bank of Commerce ?

1
Strong Long Term Fundamental Strength with Tier 1 Capital Adeqacy Ratio of 14.08%
2
Flat results in Apr 26
  • ROCE(HY) Lowest at 0.87%
  • GROSS NPA (%)(Q) Highest at 0.65%
  • DIVIDEND PAYOUT RATIO(Y) Lowest at 41.9%
3
With ROA of 0.55%, it has a attractive valuation with a 2.29 Price to Book Value
  • The stock is trading at a premium compared to its peers' average historical valuations
  • Over the past year, while the stock has generated a return of 67.41%, its profits have risen by 25.5% ; the PEG ratio of the company is 0.6
4
High Institutional Holdings at 52.47%
  • These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
  • Their stake has increased by 1.55% over the previous quarter.
5
Consistent Returns over the last 3 years
  • Along with generating 67.41% returns in the last 1 year, the stock has outperformed S&P/TSX 60 in each of the last 3 annual periods
stock-recommendationReal-Time Research Report

Verdict Report

How much should you buy?

  1. Overall Portfolio exposure to Canadian Imperial Bank of Commerce should be less than 10%
  2. Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Canadian Imperial Bank of Commerce for you?

Low Risk, High Return

Absolute
Risk Adjusted
Volatility
Canadian Imperial Bank of Commerce
43.83%
5.17
18.62%
S&P/TSX 60
20.36%
2.51
12.02%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
26.01%
EBIT Growth (5y)
12.80%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
45.00%
Pledged Shares
0
Institutional Holding
51.91%
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
15
Industry P/E
Price to Book Value
2.29
EV to EBIT
29.85
EV to EBITDA
26.75
EV to Capital Employed
1.37
EV to Sales
6.55
PEG Ratio
0.57
Dividend Yield
NA
ROCE (Latest)
4.60%
ROE (Latest)
14.95%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Bullish
Bullish
OBV
No Trend
Bullish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
Analyse All Technical Factors stock-recommendation
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

10What is working for the Company
NII(Q)

Highest at CAD 4,507 MM

OPERATING CASH FLOW(Y)

Highest at CAD 30,530 MM

ROCE(HY)

Highest at 0.89%

DIVIDEND PER SHARE(HY)

Highest at CAD 0

NET SALES(Q)

Highest at CAD 12,382 MM

-5What is not working for the Company
ROCE(HY)

Lowest at 0.89%

CREDIT DEPOSIT RATIO(HY)

Lowest at 80.29%

DIVIDEND PAYOUT RATIO(Y)

Lowest at 42.95%

Here's what is working for Canadian Imperial Bank of Commerce

NII
Highest at CAD 4,507 MM and Grown
In each period in the last five periods
MOJO Watch
The bank's income from core business is increasing

Net NPA

Dividend per share
Highest at CAD 0 and Grown
In each year in the last five years
MOJO Watch
Company is distributing higher dividend from profits generated

DPS (CAD)

Operating Cash Flow
Highest at CAD 30,530 MM
in the last three years
MOJO Watch
The company has generated higher cash revenues from business operations

Operating Cash Flows (CAD MM)

Net Sales
Highest at CAD 12,382 MM
in the last five periods
MOJO Watch
Near term sales trend is positive

Net Sales (CAD MM)

Depreciation
Highest at CAD 444 MM
in the last five periods
MOJO Watch
The expenditure on assets done by the company may have gone into operation

Depreciation (CAD MM)

Depreciation
At CAD 444 MM has Grown at 47.02%
period on period (QoQ)
MOJO Watch
The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales

Depreciation (CAD MM)

Here's what is not working for Canadian Imperial Bank of Commerce

Credit Deposit Ratio
Lowest at 80.29% and Fallen
In each half year in the last four Semi-Annual periods
MOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets

Credit Deposit Ratio (%)

Dividend Payout Ratio
Lowest at 42.95%
in the last five years
MOJO Watch
Company is distributing lower proportion of profits generated as dividend

DPR (%)

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