ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Capital Bancorp, Inc. (Maryland) ?
1
High Profitability with a Net Interest Margin of 9.53%
2
Strong Long Term Fundamental Strength with a 18.27% CAGR growth in Net Profits
3
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 18.27%
4
With a growth in Interest of NAN%, the company declared Very Positive results in Dec 25
- OPERATING CASH FLOW(Y) Highest at USD 51.27 MM
- NET PROFIT(HY) At USD 30.63 MM has Grown at 66.24%
- ROCE(HY) Highest at 1.68%
5
With ROA of 1.01%, it has a attractive valuation with a 1.19 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 0.81%, its profits have risen by 76.8% ; the PEG ratio of the company is 0.1
6
High Institutional Holdings at 44.01%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 1.02% over the previous quarter.
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Capital Bancorp, Inc. (Maryland) should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Capital Bancorp, Inc. (Maryland) for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Capital Bancorp, Inc. (Maryland)
0.81%
1.62
27.65%
S&P 500
14.9%
0.77
19.29%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
21.82%
EBIT Growth (5y)
-2.17%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
12.90%
Pledged Shares
0
Institutional Holding
44.01%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
8
Industry P/E
Price to Book Value
1.19
EV to EBIT
4.33
EV to EBITDA
4.17
EV to Capital Employed
1.45
EV to Sales
0.92
PEG Ratio
0.10
Dividend Yield
134.55%
ROCE (Latest)
33.56%
ROE (Latest)
14.86%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bullish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend15What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 51.27 MM
NET PROFIT(HY)
At USD 30.63 MM has Grown at 66.24%
ROCE(HY)
Highest at 1.68%
DIVIDEND PER SHARE(HY)
Highest at USD 0
NET SALES(Q)
Highest at USD 68.63 MM
EPS(Q)
Highest at USD 0.91
-2What is not working for the Company
ROCE(HY)
Lowest at 1.68%
Here's what is working for Capital Bancorp, Inc. (Maryland)
Net Sales
Highest at USD 68.63 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
Net Profit
At USD 30.63 MM has Grown at 66.24%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Operating Cash Flow
Highest at USD 51.27 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
EPS
Highest at USD 0.91
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Here's what is not working for Capital Bancorp, Inc. (Maryland)
Capital Adequacy Ratio
Lowest at 13.05%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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