ScoreWhy is Capital Bank of Jordan ?
1
Flat results in Mar 26
- GROSS NPA (%)(Q) Highest at 7.77%
- OPERATING PROFIT(Q) Lowest at JOD 43.11 MM
- OPERATING PROFIT MARGIN(Q) Lowest at 34.49 %
2
With ROA of 1.03%, it has a fair valuation with a 0.96 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 47.37%, its profits have risen by 12.6% ; the PEG ratio of the company is 0.5
- At the current price, the company has a high dividend yield of 6
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Capital Bank of Jordan should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Capital Bank of Jordan for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
Capital Bank of Jordan
47.37%
1.94
21.30%
Jordan General Index
46.42%
4.49
10.35%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
29.93%
EBIT Growth (5y)
38.48%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
34.33%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
0.96
EV to EBIT
2.12
EV to EBITDA
1.76
EV to Capital Employed
0.93
EV to Sales
0.77
PEG Ratio
0.47
Dividend Yield
6.05%
ROCE (Latest)
43.66%
ROE (Latest)
16.35%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bearish
Bullish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend4What is working for the Company
OPERATING CASH FLOW(Y)
Highest at JOD 362.87 MM
CREDIT DEPOSIT RATIO(HY)
Highest at 79.74%
-7What is not working for the Company
GROSS NPA (%)
(Q
OPERATING PROFIT(Q)
Lowest at JOD 43.11 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 34.49 %
PRE-TAX PROFIT(Q)
Lowest at JOD 43.11 MM
NET PROFIT(Q)
Lowest at JOD 24.68 MM
EPS(Q)
Lowest at JOD 0.09
Here's what is working for Capital Bank of Jordan
Operating Cash Flow
Highest at JOD 362.87 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (JOD MM)
Credit Deposit Ratio
Highest at 79.74%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Depreciation
Highest at JOD 11.46 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (JOD MM)
Here's what is not working for Capital Bank of Jordan
Non Performing Loans (%)
Highest at 7.77%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Non Performing Loans (%)
Operating Profit
Lowest at JOD 43.11 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (JOD MM)
Operating Profit Margin
Lowest at 34.49 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Pre-Tax Profit
Lowest at JOD 43.11 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (JOD MM)
Net Profit
Lowest at JOD 24.68 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is negative
Net Profit (JOD MM)
EPS
Lowest at JOD 0.09
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (JOD)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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