Capital One Financial Corp. (COF) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Capital One Financial Corp.

JPMorgan Chase & Co.

Bank of America Corp.

Citigroup, Inc.

Huntington Bancshares, Inc.

U.S. Bancorp

Citizens Financial Group, Inc. (Rhode Island)

Credicorp Ltd.

Regions Financial Corp.

Wells Fargo & Co.

The PNC Financial Services Group, Inc.

Why is Capital One Financial Corp. ?

High Profitability with a Net Interest Margin of 6.47%

Strong Long Term Fundamental Strength with an average Return on Assets (ROA) of 1.42%

Positive results in Mar 25

GROSS NPA (%)(Q) Lowest at 1.6%

With ROA of 0.92%, it has a very expensive valuation with a 3.00 Price to Book Value

The stock is trading at a fair value compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 28.62%, its profits have fallen by -6.4%

Consistent Returns over the last 3 years

Along with generating 28.62% returns in the last 1 year, the stock has outperformed S&P 500 in each of the last 3 annual periods

Real-Time Research Report

Verdict Report

How much should you buy?

Overall Portfolio exposure to Capital One Financial Corp. should be less than 10%
Overall Portfolio exposure to Major Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Capital One Financial Corp. for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

Capital One Financial Corp.

-11.89%

1.90

36.83%

S&P 500

15.36%

0.70

20.15%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

17.66%

EBIT Growth (5y)

-3.26%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

64.53%

Pledged Shares

Institutional Holding

88.17%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.46

EV to EBIT

-50.45

EV to EBITDA

65.88

EV to Capital Employed

1.54

EV to Sales

2.56

PEG Ratio

Dividend Yield

64.19%

ROCE (Latest)

-3.05%

ROE (Latest)

1.77%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

Bullish

No Signal

Bollinger Bands

Mildly Bearish

Bullish

Moving Averages

Mildly Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

Mildly Bullish

Mildly Bearish

OBV

Mildly Bullish

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

28What is working for the Company

OPERATING CASH FLOW(Y)

Highest at USD 31,452 MM

NET SALES(HY)

At USD 32,616 MM has Grown at 29.19%

ROCE(HY)

Highest at 1.51%

PRE-TAX PROFIT(Q)

At USD 3,818 MM has Grown at 164.4%

NET PROFIT(Q)

At USD 2,992 MM has Grown at 170.12%

GROSS NPA (%)

CASH AND EQV(HY)

Highest at USD 13,318 MM

DIVIDEND PER SHARE(HY)

Highest at USD 0

-2What is not working for the Company

ROCE(HY)

Lowest at 1.51%

Here's what is working for Capital One Financial Corp.

Pre-Tax Profit

At USD 3,818 MM has Grown at 164.4%

Year on Year (YoY)

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (USD MM)

Net Profit

At USD 2,992 MM has Grown at 170.12%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (USD MM)

Non Performing Loans (%)

Lowest at 1.35%

in the last four Semi-Annual periods

MOJO Watch

Proportion of stressed loans given by the bank are falling

Non Performing Loans (%)

Net Sales

At USD 32,616 MM has Grown at 29.19%

Year on Year (YoY)

MOJO Watch

Near term sales trend is positive

Net Sales (USD MM)

Operating Cash Flow

Highest at USD 31,452 MM

in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Cash and Eqv

Highest at USD 13,318 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

Dividend per share

Highest at USD 0

in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

Here's what is not working for Capital One Financial Corp.

Capital Adequacy Ratio

Lowest at 14.8%

in the last five periods

MOJO Watch

The Bank's capital base vs its risk assets is deteriorating.

CAR (%)