ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Capital One Financial Corp. ?
1
High Profitability with a Net Interest Margin of 6.47%
2
Strong Long Term Fundamental Strength with an average Return on Assets (ROA) of 1.42%
3
Positive results in Mar 25
- GROSS NPA (%)(Q) Lowest at 1.6%
4
With ROA of 0.92%, it has a very expensive valuation with a 3.00 Price to Book Value
- The stock is trading at a fair value compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 28.62%, its profits have fallen by -6.4%
5
Consistent Returns over the last 3 years
- Along with generating 28.62% returns in the last 1 year, the stock has outperformed S&P 500 in each of the last 3 annual periods
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Capital One Financial Corp. should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Capital One Financial Corp. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Capital One Financial Corp.
7.25%
1.90
36.83%
S&P 500
17.45%
0.70
20.15%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
14.83%
EBIT Growth (5y)
-4.69%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
20.71%
Pledged Shares
0
Institutional Holding
88.53%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
1.86
EV to EBIT
-43.05
EV to EBITDA
-186.55
EV to Capital Employed
1.99
EV to Sales
3.95
PEG Ratio
NA
Dividend Yield
44.27%
ROCE (Latest)
-4.62%
ROE (Latest)
-0.05%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
Bullish
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend17What is working for the Company
NII(Q)
Highest at USD 12,404 MM
CASH AND EQV(HY)
Highest at USD 15,177 MM
CREDIT DEPOSIT RATIO(HY)
Highest at 94.53%
NET SALES(Q)
Highest at USD 16,763 MM
OPERATING PROFIT(Q)
Highest at USD 4,382 MM
OPERATING PROFIT MARGIN(Q)
Highest at 26.14 %
PRE-TAX PROFIT(Q)
Highest at USD 4,382 MM
NET PROFIT(Q)
Highest at USD 3,160 MM
EPS(Q)
Highest at USD 4.83
-8What is not working for the Company
NET PROFIT(HY)
At USD -1,107 MM has Grown at -147.37%
Here's what is working for Capital One Financial Corp.
NII
Highest at USD 12,404 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
Net Sales
Highest at USD 16,763 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Net Sales
At USD 16,763 MM has Grown at 41.34%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Operating Profit
Highest at USD 4,382 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 26.14 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 4,382 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Pre-Tax Profit
At USD 4,382 MM has Grown at 97.57%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 3,160 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Net Profit
At USD 3,160 MM has Grown at 80.67%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 4.83
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Cash and Eqv
Highest at USD 15,177 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Credit Deposit Ratio
Highest at 94.53%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Depreciation
Highest at USD 1,832 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (USD MM)
Depreciation
At USD 1,832 MM has Grown at 81.21%
period on period (QoQ)MOJO Watch
The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales
Depreciation (USD MM)
CASA
Highest at 15.5%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
