Carter Bankshares, Inc. (CARE) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

MarketsMojo — Loved in India, Now Global

The power of Mojo is now in 29 countries. Explore global equities with the same cutting-edge features you love.Unlock 29 Markets

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Peoples Financial Services Corp.

MidWestOne Financial Group, Inc.

CapStar Financial Holdings, Inc.

Summit Financial Group, Inc. (West Virginia)

Red River Bancshares, Inc.

Guaranty Bancshares, Inc. (Texas)

Bank of Marin Bancorp

Macatawa Bank Corp.

Carter Bankshares, Inc.

Sterling Bancorp, Inc. (Michigan)

First Foundation, Inc.

Why is Carter Bankshares, Inc. ?

Below par performance in long term as well as near term

Along with generating -3.54% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Carter Bankshares, Inc. for you?

Low Risk, High Return

Absolute

Risk Adjusted

Volatility

Carter Bankshares, Inc.

2.38%

1.55

28.33%

S&P 500

13.22%

0.61

20.17%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

8.14%

EBIT Growth (5y)

11.14%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

Pledged Shares

Institutional Holding

49.74%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.95

EV to EBIT

11.97

EV to EBITDA

9.46

EV to Capital Employed

0.94

EV to Sales

1.47

PEG Ratio

0.13

Dividend Yield

ROCE (Latest)

7.90%

ROE (Latest)

6.82%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

Bullish

No Signal

Bollinger Bands

Mildly Bearish

Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Dow Theory

Mildly Bullish

Mildly Bearish

OBV

Mildly Bullish

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

15What is working for the Company

GROSS NPA (%)

NII(Q)

Highest at USD 32.36 MM

NET PROFIT(HY)

At USD 17.27 MM has Grown at 64.4%

NET SALES(Q)

Highest at USD 57.75 MM

0What is not working for the Company

NO KEY NEGATIVE TRIGGERS

Here's what is working for Carter Bankshares, Inc.

Non Performing Loans (%)

Lowest at 6.69% and Fallen

In each half year in the last four Semi-Annual periods

MOJO Watch

Proportion of stressed loans given by the bank are falling

Non Performing Loans (%)

NII

Highest at USD 32.36 MM and Grown

In each period in the last five periods

MOJO Watch

The bank's income from core business is increasing

Net NPA

Net Profit

At USD 17.27 MM has Grown at 64.4%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

Net Sales

Highest at USD 57.75 MM

in the last five periods

MOJO Watch

Near term sales trend is positive

Net Sales (USD MM)

Depreciation

Highest at USD 1.94 MM

in the last five periods

MOJO Watch

The expenditure on assets done by the company may have gone into operation

Depreciation (USD MM)