Cashway Fintech Co., Ltd. (603106) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Cashway Fintech Co., Ltd.

Why is Cashway Fintech Co., Ltd. ?

Poor Management Efficiency with a low ROCE of 0.80%

The company has been able to generate a Return on Capital Employed (avg) of 0.80% signifying low profitability per unit of total capital (equity and debt)

Poor long term growth as Net Sales has grown by an annual rate of -16.91% and Operating profit at 24.69% over the last 5 years

The company has declared Positive results for the last 3 consecutive quarters

ROCE(HY) Highest at 7.39%
DEBTORS TURNOVER RATIO(HY) Highest at 2.07 times
PRE-TAX PROFIT(Q) At CNY 5.91 MM has Grown at 158.51%

With ROE of 6.47%, it has a fair valuation with a 4.01 Price to Book Value

Over the past year, while the stock has generated a return of 13.74%, its profits have risen by 163.4% ; the PEG ratio of the company is 0.4
At the current price, the company has a high dividend yield of 0.3

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Cashway Fintech Co., Ltd. should be less than 10%
Overall Portfolio exposure to Industrial Manufacturing should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Industrial Manufacturing)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Cashway Fintech Co., Ltd. for you?

High Risk, High Return

Absolute

Risk Adjusted

Volatility

Cashway Fintech Co., Ltd.

4.97%

2.67

50.76%

China Shanghai Composite

13.33%

1.58

14.20%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

-16.91%

EBIT Growth (5y)

24.69%

EBIT to Interest (avg)

-98.87

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

-0.66

Sales to Capital Employed (avg)

0.33

Tax Ratio

10.02%

Dividend Payout Ratio

38.91%

Pledged Shares

Institutional Holding

ROCE (avg)

0.80%

ROE (avg)

1.22%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

4.01

EV to EBIT

72.03

EV to EBITDA

57.62

EV to Capital Employed

9.15

EV to Sales

9.94

PEG Ratio

0.38

Dividend Yield

0.30%

ROCE (Latest)

12.70%

ROE (Latest)

6.47%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

Mildly Bearish

OBV

No Trend

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

15What is working for the Company

ROCE(HY)

Highest at 7.39%

DEBTORS TURNOVER RATIO(HY)

Highest at 2.07 times

PRE-TAX PROFIT(Q)

At CNY 5.91 MM has Grown at 158.51%

NET PROFIT(Q)

At CNY 3.17 MM has Grown at 148.65%

RAW MATERIAL COST(Y)

Fallen by -1,870.5% (YoY

-1What is not working for the Company

NET SALES(Q)

Lowest at CNY 74.59 MM

Here's what is working for Cashway Fintech Co., Ltd.

Pre-Tax Profit

At CNY 5.91 MM has Grown at 158.51%

Year on Year (YoY)

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (CNY MM)

Net Profit

At CNY 3.17 MM has Grown at 148.65%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (CNY MM)

Debtors Turnover Ratio

Highest at 2.07 times and Grown

In each half year in the last five Semi-Annual periods

MOJO Watch

Company has been able to sell its Debtors faster

Debtors Turnover Ratio

Raw Material Cost

Fallen by -1,870.5% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Cashway Fintech Co., Ltd.

Net Sales

Lowest at CNY 74.59 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Net Sales (CNY MM)

Non Operating Income

Highest at CNY 0.91 MM

in the last five periods

MOJO Watch

Increased income from non business activities may not be sustainable

Non Operating income