Cassa di Risparmio di Bolzano SpA () Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Cassa di Risparmio di Bolzano SpA

Why is Cassa di Risparmio di Bolzano SpA ?

Unrated Stock - No Analysis Available

Real-Time Research Report

Verdict Report

No Data Found

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

35.41%

EBIT Growth (5y)

23.65%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

EV to EBIT

9.77

EV to EBITDA

8.18

EV to Capital Employed

0.55

EV to Sales

2.58

PEG Ratio

Dividend Yield

ROCE (Latest)

5.62%

ROE (Latest)

16.89%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Mildly Bullish

Moving Averages

Bearish (Daily)

KST

Bullish

Dow Theory

No Trend

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

3What is working for the Company

OPERATING PROFIT(Q)

Highest at EUR 87.73 MM

OPERATING PROFIT MARGIN(Q)

Highest at 35.38 %

PRE-TAX PROFIT(Q)

Highest at EUR 88.06 MM

-2What is not working for the Company

CREDIT DEPOSIT RATIO(HY)

Lowest at 123.6%

NET SALES(Q)

Lowest at EUR 247.98 MM

Here's what is working for Cassa di Risparmio di Bolzano SpA

Operating Profit

Highest at EUR 87.73 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (EUR MM)

Operating Profit Margin

Highest at 35.38 %

in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit

Highest at EUR 88.06 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (EUR MM)

CASA

Highest at 17.89%

in the last five periods

MOJO Watch

The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.

CAR (%)

Here's what is not working for Cassa di Risparmio di Bolzano SpA

Net Sales

Lowest at EUR 247.98 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Net Sales (EUR MM)

Credit Deposit Ratio

Lowest at 123.6%

in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets

Credit Deposit Ratio (%)