ScoreWhy is Catalyst Bancorp, Inc. ?
1
The company has declared Positive results for the last 4 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at USD 3.12 MM
- NET PROFIT(HY) Higher at USD 1.11 MM
- ROCE(HY) Highest at 0.77%
2
With ROA of 0.62%, it has a fair valuation with a 0.61 Price to Book Value
- Over the past year, while the stock has generated a return of 28.44%, its profits have risen by 152.8% ; the PEG ratio of the company is 0.1
3
High Institutional Holdings at 29.43%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
4
Market Beating Performance
- The stock has generated a return of 28.44% in the last 1 year, much higher than market (S&P 500) returns of 12.33%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Catalyst Bancorp, Inc. should be less than 10%
- Overall Portfolio exposure to Savings Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Catalyst Bancorp, Inc. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Catalyst Bancorp, Inc.
27.44%
1.72
17.44%
S&P 500
12.66%
0.61
20.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
71.92%
EBIT Growth (5y)
35.93%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
29.43%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
23
Industry P/E
Price to Book Value
0.61
EV to EBIT
8.56
EV to EBITDA
7.45
EV to Capital Employed
0.37
EV to Sales
1.28
PEG Ratio
0.14
Dividend Yield
NA
ROCE (Latest)
4.29%
ROE (Latest)
2.71%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
Bearish
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
No Trend
Bearish
OBV
Mildly Bullish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend16What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 3.12 MM
NET PROFIT(HY)
Higher at USD 1.11 MM
ROCE(HY)
Highest at 0.77%
CREDIT DEPOSIT RATIO(HY)
Highest at 91.96%
-2What is not working for the Company
ROCE(HY)
Lowest at 0.77%
Here's what is working for Catalyst Bancorp, Inc.
Net Profit
At USD 1.11 MM has Grown at 126.67%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Operating Cash Flow
Highest at USD 3.12 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Profit
Higher at USD 1.11 MM
than preceding 12 month period ended Jun 2025MOJO Watch
In the half year the company has already crossed Net Profit of the previous twelve months
Net Profit (USD MM)
Credit Deposit Ratio
Highest at 91.96%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Here's what is not working for Catalyst Bancorp, Inc.
Capital Adequacy Ratio
Lowest at 43.72%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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