Why is Catalyst Bancorp, Inc. ?
Unrated Stock - No Analysis Available
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Catalyst Bancorp, Inc. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Catalyst Bancorp, Inc.
41.89%
2.78
15.60%
S&P 500
14.9%
0.77
19.29%
Quality key factors
Factor
Value
Sales Growth (5y)
71.65%
EBIT Growth (5y)
36.04%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
34.15%
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
33
Industry P/E
Price to Book Value
0.83
EV to EBIT
25.54
EV to EBITDA
22.33
EV to Capital Employed
0.80
EV to Sales
4.03
PEG Ratio
0.19
Dividend Yield
NA
ROCE (Latest)
3.12%
ROE (Latest)
2.51%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bearish
No Trend
OBV
Bullish
Bullish
Technical Movement
3What is working for the Company
NII(Q)
Highest at USD 2.51 MM
NET SALES(Q)
Highest at USD 3.55 MM
-12What is not working for the Company
GROSS NPA (%)
(Q
OPERATING PROFIT(Q)
Lowest at USD 0.55 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 15.53 %
PRE-TAX PROFIT(Q)
Lowest at USD 0.55 MM
NET PROFIT(Q)
Lowest at USD 0.46 MM
EPS(Q)
Lowest at USD 0.13
Here's what is working for Catalyst Bancorp, Inc.
NII
Highest at USD 2.51 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
Net Sales
Highest at USD 3.55 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Here's what is not working for Catalyst Bancorp, Inc.
Non Performing Loans (%)
Highest at 1.55% and Grown
In each half year in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Non Performing Loans (%)
Operating Profit
Lowest at USD 0.55 MM and Fallen
In each period in the last five periodsMOJO Watch
Near term Operating Profit trend is quite negative
Operating Profit (USD MM)
Operating Profit Margin
Lowest at 15.53 % and Fallen
In each period in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Pre-Tax Profit
Lowest at USD 0.55 MM and Fallen
In each period in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is very negative
Pre-Tax Profit (USD MM)
Net Profit
Lowest at USD 0.46 MM and Fallen
In each period in the last five periodsMOJO Watch
Near term Net Profit trend is very negative
Net Profit (USD MM)
EPS
Lowest at USD 0.13
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (USD)
Capital Adequacy Ratio
Lowest at 42.45%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)






