Catalyst Bancorp, Inc.

  • Market Cap: Micro Cap
  • Industry: Savings Banks
  • ISIN: US14888L1017
USD
15.55
0.00 (0.00%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

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Comparison

Company
Score
Quality
Valuation
Financial
Technical
Magyar Bancorp, Inc.
Lake Shore Bancorp, Inc.
First Capital, Inc.
Cullman Bancorp, Inc.
Catalyst Bancorp, Inc.
CF Bankshares, Inc.
Provident Financial Holdings, Inc.
TC Bancshares, Inc.
Finward Bancorp
HMN Financial, Inc.
Territorial Bancorp, Inc.

Why is Catalyst Bancorp, Inc. ?

1
The company has declared Positive results for the last 4 consecutive quarters
  • OPERATING CASH FLOW(Y) Highest at USD 3.12 MM
  • NET PROFIT(HY) Higher at USD 1.11 MM
  • ROCE(HY) Highest at 0.77%
2
With ROA of 0.62%, it has a fair valuation with a 0.61 Price to Book Value
  • Over the past year, while the stock has generated a return of 30.91%, its profits have risen by 152.8% ; the PEG ratio of the company is 0.1
3
Market Beating Performance
  • The stock has generated a return of 30.91% in the last 1 year, much higher than market (S&P 500) returns of 15.98%
stock-recommendationReal-Time Research Report

Verdict Report

How much should you hold?

  1. Overall Portfolio exposure to Catalyst Bancorp, Inc. should be less than 10%
  2. Overall Portfolio exposure to Savings Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Catalyst Bancorp, Inc. for you?

Low Risk, High Return

Absolute
Risk Adjusted
Volatility
Catalyst Bancorp, Inc.
32.91%
2.10
16.14%
S&P 500
13.99%
0.81
19.85%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
71.92%
EBIT Growth (5y)
35.93%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
29.78%
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
23
Industry P/E
Price to Book Value
0.61
EV to EBIT
8.56
EV to EBITDA
7.45
EV to Capital Employed
0.37
EV to Sales
1.28
PEG Ratio
0.14
Dividend Yield
NA
ROCE (Latest)
4.29%
ROE (Latest)
2.71%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
Bearish
Bearish
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
No Trend
No Trend
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

16What is working for the Company
OPERATING CASH FLOW(Y)

Highest at USD 3.12 MM

NET PROFIT(HY)

Higher at USD 1.11 MM

ROCE(HY)

Highest at 0.77%

CREDIT DEPOSIT RATIO(HY)

Highest at 91.96%

-2What is not working for the Company
ROCE(HY)

Lowest at 0.77%

Here's what is working for Catalyst Bancorp, Inc.

Net Profit
At USD 1.11 MM has Grown at 126.67%
Year on Year (YoY)
MOJO Watch
Near term Net Profit trend is very positive

Net Profit (USD MM)

Operating Cash Flow
Highest at USD 3.12 MM and Grown
In each year in the last three years
MOJO Watch
The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Net Profit
Higher at USD 1.11 MM
than preceding 12 month period ended Jun 2025
MOJO Watch
In the half year the company has already crossed Net Profit of the previous twelve months

Net Profit (USD MM)

Credit Deposit Ratio
Highest at 91.96%
in the last four Semi-Annual periods
MOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets

Credit Deposit Ratio (%)

Here's what is not working for Catalyst Bancorp, Inc.

Capital Adequacy Ratio
Lowest at 43.72%
in the last five periods
MOJO Watch
The Bank's capital base vs its risk assets is deteriorating.

CAR (%)