Comparison
Company
Score
Quality
Valuation
Financial
Technical
Why is CB Financial Services, Inc. ?
1
The company has declared Negative results for the last 4 consecutive quarters
- NET PROFIT(9M) At USD 8.39 MM has Grown at -57.67%
- CASH AND EQV(HY) Lowest at USD 125.78 MM
2
With ROA of 0.40%, it has a fair valuation with a 1.04 Price to Book Value
- Over the past year, while the stock has generated a return of 16.61%, its profits have fallen by -54.4%
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is CB Financial Services, Inc. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
CB Financial Services, Inc.
8.26%
2.09
26.20%
S&P 500
13.22%
0.61
20.17%
Quality key factors
Factor
Value
Sales Growth (5y)
8.63%
EBIT Growth (5y)
-1.98%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
42.10%
Pledged Shares
0
Institutional Holding
42.62%
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
15
Industry P/E
Price to Book Value
1.04
EV to EBIT
12.41
EV to EBITDA
10.27
EV to Capital Employed
1.05
EV to Sales
1.68
PEG Ratio
NA
Dividend Yield
2.49%
ROCE (Latest)
8.42%
ROE (Latest)
6.95%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bullish
Mildly Bearish
Technical Movement
9What is working for the Company
NII(Q)
Highest at USD 12.54 MM
OPERATING PROFIT(Q)
Highest at USD 4.71 MM
OPERATING PROFIT MARGIN(Q)
Highest at 25.13 %
PRE-TAX PROFIT(Q)
Highest at USD 4.71 MM
NET PROFIT(Q)
Highest at USD 3.95 MM
EPS(Q)
Highest at USD 0.74
-5What is not working for the Company
NET PROFIT(9M)
At USD 8.39 MM has Grown at -57.67%
CASH AND EQV(HY)
Lowest at USD 125.78 MM
Here's what is working for CB Financial Services, Inc.
NII
Highest at USD 12.54 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
Operating Profit
Highest at USD 4.71 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 25.13 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 4.71 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Pre-Tax Profit
At USD 4.71 MM has Grown at 50.12%
over average net sales of the previous four periods of USD 3.14 MMMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 3.95 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Net Profit
At USD 3.95 MM has Grown at 53.26%
over average net sales of the previous four periods of USD 2.58 MMMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 0.74
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
CASA
Highest at 15.28%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
Here's what is not working for CB Financial Services, Inc.
Cash and Eqv
Lowest at USD 125.78 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents






