ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is CB Financial Services, Inc. ?
1
High Profitability with a Net Interest Margin of -2.93%
2
Strong Long Term Fundamental Strength with a -11.72% CAGR growth in Net Profits
3
With a growth in Interest of NAN%, the company declared Very Positive results in Jun 26
- The company has declared positive results for the last 2 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at USD 19.48 MM
- PRE-TAX PROFIT(Q) At USD 5.1 MM has Grown at 170.29%
- NII(Q) Highest at USD 14.53 MM
4
With ROA of 0.18%, it has a expensive valuation with a 1.17 Price to Book Value
- Over the past year, while the stock has generated a return of 11.50%, its profits have fallen by -61.1%
5
High Institutional Holdings at 53.86%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 4.56% over the previous quarter.
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to CB Financial Services, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is CB Financial Services, Inc. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
CB Financial Services, Inc.
11.5%
2.45
26.16%
S&P 500
15.36%
1.17
13.09%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
9.85%
EBIT Growth (5y)
-174.97%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
110.40%
Pledged Shares
0
Institutional Holding
49.30%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
38
Industry P/E
Price to Book Value
1.17
EV to EBIT
52.07
EV to EBITDA
34.15
EV to Capital Employed
1.18
EV to Sales
2.37
PEG Ratio
NA
Dividend Yield
2.84%
ROCE (Latest)
2.27%
ROE (Latest)
3.11%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend19What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 19.48 MM
PRE-TAX PROFIT(Q)
At USD 5.1 MM has Grown at 170.29%
NII(Q)
Highest at USD 14.53 MM
NET PROFIT(Q)
At USD 4.3 MM has Grown at 150.71%
DIVIDEND PER SHARE(HY)
Highest at USD 0
NET SALES(Q)
Highest at USD 20.91 MM
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for CB Financial Services, Inc.
Pre-Tax Profit
At USD 5.1 MM has Grown at 170.29%
over average net sales of the previous four periods of USD 1.89 MMMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
NII
Highest at USD 14.53 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Operating Cash Flow
Highest at USD 19.48 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Profit
At USD 4.3 MM has Grown at 150.71%
over average net sales of the previous four periods of USD 1.72 MMMOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Net Sales
Highest at USD 20.91 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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