CB Financial Services, Inc. (CBFV) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

First National Corp. (Virginia)

FNCB Bancorp, Inc.

Franklin Financial Services Corp. (Pennsylvania)

LINKBANCORP, Inc.

CB Financial Services, Inc.

Peoples Bancorp of North Carolina, Inc.

Hawthorn Bancshares, Inc.

United Security Bancshares (California)

First Financial Northwest, Inc.

Ohio Valley Banc Corp.

Meridian Corp. (Pennsylvania)

Why is CB Financial Services, Inc. ?

High Profitability with a Net Interest Margin of -2.93%

Strong Long Term Fundamental Strength with a -11.72% CAGR growth in Net Profits

With a growth in Interest of NAN%, the company declared Very Positive results in Mar 26

PRE-TAX PROFIT(Q) At USD 4.58 MM has Grown at 245.67%
NET PROFIT(Q) At USD 3.87 MM has Grown at 215.42%
NII(Q) Highest at USD 13.87 MM

With ROA of 0.18%, it has a expensive valuation with a 1.17 Price to Book Value

Over the past year, while the stock has generated a return of 34.40%, its profits have fallen by -61.1%

High Institutional Holdings at 49.3%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to CB Financial Services, Inc. should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is CB Financial Services, Inc. for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

CB Financial Services, Inc.

34.4%

2.27

27.83%

S&P 500

25.41%

1.92

13.25%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

9.85%

EBIT Growth (5y)

-174.97%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

110.40%

Pledged Shares

Institutional Holding

49.30%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.17

EV to EBIT

52.07

EV to EBITDA

34.15

EV to Capital Employed

1.18

EV to Sales

2.37

PEG Ratio

Dividend Yield

2.84%

ROCE (Latest)

2.27%

ROE (Latest)

3.11%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Sideways

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

No Trend

Mildly Bearish

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

17What is working for the Company

PRE-TAX PROFIT(Q)

At USD 4.58 MM has Grown at 245.67%

NET PROFIT(Q)

At USD 3.87 MM has Grown at 215.42%

NII(Q)

Highest at USD 13.87 MM

OPERATING CASH FLOW(Y)

Highest at USD 16.49 MM

DIVIDEND PER SHARE(HY)

Highest at USD 0

-5What is not working for the Company

NET PROFIT(9M)

At USD 2.91 MM has Grown at -61.96%

CASH AND EQV(HY)

Lowest at USD 87.24 MM

Here's what is working for CB Financial Services, Inc.

Pre-Tax Profit

At USD 4.58 MM has Grown at 245.67%

over average net sales of the previous four periods of USD 1.33 MM

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (USD MM)

Net Profit

At USD 3.87 MM has Grown at 215.42%

over average net sales of the previous four periods of USD 1.23 MM

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (USD MM)

NII

Highest at USD 13.87 MM and Grown

In each period in the last five periods

MOJO Watch

The bank's income from core business is increasing

Net NPA

Operating Cash Flow

Highest at USD 16.49 MM

in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Dividend per share

Highest at USD 0

in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

Here's what is not working for CB Financial Services, Inc.

Cash and Eqv

Lowest at USD 87.24 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents