Why is Century Insurance Co., Ltd. ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 14.51%
- Poor long term growth as Operating profit has grown by an annual rate of -10.28%
2
Poor long term growth as Operating profit has grown by an annual rate of -10.28%
3
Negative results in Mar 25
- INTEREST(HY) At PKR 3.58 MM has Grown at 124.85%
- OPERATING PROFIT(Q) Lowest at PKR 177.89
- OPERATING PROFIT MARGIN(Q) Lowest at 33.94 %
4
With ROE of 17, it has a fair valuation with a 0.7 Price to Book Value
- Over the past year, while the stock has generated a return of 0%, its profits have risen by 9.5% ; the PEG ratio of the company is 0.4
- At the current price, the company has a high dividend yield of 14.7
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Century Insurance Co., Ltd. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Century Insurance Co., Ltd.
-100.0%
1.96
40.69%
Pakistan KSE 100 Share
60.28%
2.81
22.77%
Quality key factors
Factor
Value
Sales Growth (5y)
17.61%
EBIT Growth (5y)
17.89%
EBIT to Interest (avg)
0.22
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0.65
Tax Ratio
39.15%
Dividend Payout Ratio
56.78%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0.07%
ROE (avg)
14.51%
Valuation Key Factors 
Factor
Value
P/E Ratio
5
Industry P/E
Price to Book Value
0.89
EV to EBIT
NA
EV to EBITDA
64.45
EV to Capital Employed
0.87
EV to Sales
1.08
PEG Ratio
NA
Dividend Yield
11.76%
ROCE (Latest)
ROE (Latest)
17.25%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
No Trend
No Trend
OBV
No Trend
Mildly Bearish
Technical Movement
4What is working for the Company
OPERATING CASH FLOW(Y)
Highest at PKR 491.5 MM
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
-11What is not working for the Company
INTEREST(HY)
At PKR 3.58 MM has Grown at 124.85%
OPERATING PROFIT(Q)
Lowest at PKR 177.89 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 33.94 %
PRE-TAX PROFIT(Q)
Lowest at PKR 176.24 MM
NET PROFIT(Q)
Lowest at PKR 108.9 MM
EPS(Q)
Lowest at PKR 1.97
Here's what is working for Century Insurance Co., Ltd.
Operating Cash Flow
Highest at PKR 491.5 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (PKR MM)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Century Insurance Co., Ltd.
Interest
At PKR 3.58 MM has Grown at 124.85%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (PKR MM)
Operating Profit
Lowest at PKR 177.89 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (PKR MM)
Operating Profit Margin
Lowest at 33.94 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Pre-Tax Profit
Lowest at PKR 176.24 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (PKR MM)
Net Profit
Lowest at PKR 108.9 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is negative
Net Profit (PKR MM)
EPS
Lowest at PKR 1.97
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (PKR)






