Century Insurance Co., Ltd.

  • Market Cap: Small Cap
  • Industry: Insurance
  • ISIN: PK0036501010
PKR
42.00
1 (2.44%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Jubilee General Insurance Co. Ltd.
Atlas Insurance Ltd.
Adamjee Insurance Co. Ltd.
IGI Holdings Ltd.
EFU General Insurance Ltd.
Century Insurance Co., Ltd.
Premier Insurance Co. of Pakistan Ltd.
TPL Insurance Ltd.

Why is Century Insurance Co., Ltd. ?

1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 14.51%
  • Poor long term growth as Operating profit has grown by an annual rate of -10.28%
2
Poor long term growth as Operating profit has grown by an annual rate of -10.28%
3
Negative results in Mar 25
  • INTEREST(HY) At PKR 3.58 MM has Grown at 124.85%
  • OPERATING PROFIT(Q) Lowest at PKR 177.89
  • OPERATING PROFIT MARGIN(Q) Lowest at 33.94 %
4
With ROE of 17, it has a fair valuation with a 0.7 Price to Book Value
  • Over the past year, while the stock has generated a return of 0%, its profits have risen by 9.5% ; the PEG ratio of the company is 0.4
  • At the current price, the company has a high dividend yield of 14.7
stock-recommendationReal-Time Research Report

Verdict Report

How much should you sell?

  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Century Insurance Co., Ltd. for you?

Medium Risk, High Return

Absolute
Risk Adjusted
Volatility
Century Insurance Co., Ltd.
-100.0%
1.96
40.69%
Pakistan KSE 100 Share
26.26%
2.81
22.77%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
17.61%
EBIT Growth (5y)
17.89%
EBIT to Interest (avg)
0.22
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0.65
Tax Ratio
39.15%
Dividend Payout Ratio
56.78%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0.07%
ROE (avg)
14.51%
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
5
Industry P/E
Price to Book Value
0.89
EV to EBIT
NA
EV to EBITDA
64.45
EV to Capital Employed
0.87
EV to Sales
1.08
PEG Ratio
NA
Dividend Yield
11.76%
ROCE (Latest)
ROE (Latest)
17.25%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bearish
Mildly Bearish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

7What is working for the Company
OPERATING CASH FLOW(Y)

Highest at PKR 593.01 MM

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

NET SALES(Q)

Highest at PKR 639.37 MM

NET PROFIT(Q)

Highest at PKR 167.96 MM

EPS(Q)

Highest at PKR 3.04

-5What is not working for the Company
INTEREST COVERAGE RATIO(Q)

Lowest at 409.74

INTEREST(Q)

Highest at PKR 2.13 MM

Here's what is working for Century Insurance Co., Ltd.

Operating Cash Flow
Highest at PKR 593.01 MM and Grown
In each year in the last three years
MOJO Watch
The company has generated higher cash revenues from business operations

Operating Cash Flows (PKR MM)

Net Sales
Highest at PKR 639.37 MM
in the last five periods
MOJO Watch
Near term sales trend is positive

Net Sales (PKR MM)

Net Profit
Highest at PKR 167.96 MM
in the last five periods
MOJO Watch
Near term Net Profit trend is positive

Net Profit (PKR MM)

EPS
Highest at PKR 3.04
in the last five periods
MOJO Watch
Increasing profitability; company has created higher earnings for shareholders

EPS (PKR)

Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Century Insurance Co., Ltd.

Interest
At PKR 2.13 MM has Grown at 30.36%
period on period (QoQ)
MOJO Watch
Rising interest cost signifies increased borrowings

Interest Paid (PKR MM)

Interest Coverage Ratio
Lowest at 409.74
in the last five periods
MOJO Watch
The company's ability to manage interest payments is deteriorating

Operating Profit to Interest

Interest
Highest at PKR 2.13 MM
in the last five periods and Increased by 30.36% (QoQ)
MOJO Watch
Rising interest cost signifies increased borrowings

Interest Paid (PKR MM)