CFI Holding SA (CFI) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Develia SA

Polski Holding Nieruchomosci SA

MLP Group SA

Inpro SA

Korporacja Gospodarcza efekt SA

Echo Investment SA

CFI Holding SA

Globe Trade Centre SA

JR Holding ASI SA

Why is CFI Holding SA ?

Poor Management Efficiency with a low ROCE of 4.15%

The company has been able to generate a Return on Capital Employed (avg) of 4.15% signifying low profitability per unit of total capital (equity and debt)

High Debt Company with a Debt to Equity ratio (avg) at times

Poor long term growth as Operating profit has grown by an annual rate 14.37% of over the last 5 years
High Debt Company with a Debt to Equity ratio (avg) at times
The company has been able to generate a Return on Equity (avg) of 2.83% signifying low profitability per unit of shareholders funds

Poor long term growth as Operating profit has grown by an annual rate 14.37% of over the last 5 years

Flat results in Sep 25

ROCE(HY) Lowest at 1.77%
INTEREST(Q) At PLN 7.37 MM has Grown at 45.06%
RAW MATERIAL COST(Y) Grown by 17.41% (YoY)

With ROE of 2.84%, it has a very expensive valuation with a 0.51 Price to Book Value

The stock is trading at a premium compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of -12.35%, its profits have fallen by -56.3%

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Hotels & Resorts)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is CFI Holding SA for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

CFI Holding SA

-12.35%

-0.68

50.84%

Poland WIG

27.62%

1.38

19.95%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

15.47%

EBIT Growth (5y)

14.37%

EBIT to Interest (avg)

1.00

Debt to EBITDA (avg)

5.06

Net Debt to Equity (avg)

0.20

Sales to Capital Employed (avg)

0.22

Tax Ratio

24.12%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

4.15%

ROE (avg)

2.83%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.51

EV to EBIT

10.24

EV to EBITDA

9.02

EV to Capital Employed

0.59

EV to Sales

2.27

PEG Ratio

Dividend Yield

ROCE (Latest)

5.77%

ROE (Latest)

2.84%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

RSI

Bullish

No Signal

Bollinger Bands

Sideways

Mildly Bearish

Moving Averages

Mildly Bearish (Daily)

KST

Mildly Bullish

Dow Theory

No Trend

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

4What is working for the Company

NET PROFIT(HY)

Higher at PLN 23.23 MM

DEBT-EQUITY RATIO (HY)

Lowest at 19.07 %

-6What is not working for the Company

ROCE(HY)

Lowest at 1.77%

INTEREST(Q)

At PLN 7.37 MM has Grown at 45.06%

RAW MATERIAL COST(Y)

Grown by 17.41% (YoY

NET SALES(Q)

At PLN 59.99 MM has Fallen at -13.15%

Here's what is working for CFI Holding SA

Net Profit

Higher at PLN 23.23 MM

than preceding 12 month period ended Sep 2025

MOJO Watch

In the half year the company has already crossed Net Profit of the previous twelve months

Net Profit (PLN MM)

Debt-Equity Ratio

Lowest at 19.07 %

in the last five Semi-Annual periods

MOJO Watch

The company has been reducing its borrowing as compared to equity capital

Debt-Equity Ratio

Here's what is not working for CFI Holding SA

Interest

At PLN 7.37 MM has Grown at 45.06%

period on period (QoQ)

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (PLN MM)

Net Sales

At PLN 59.99 MM has Fallen at -13.15%

over average net sales of the previous four periods of PLN 69.07 MM

MOJO Watch

Near term sales trend is negative

Net Sales (PLN MM)

Raw Material Cost

Grown by 17.41% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin

Raw Material Cost as a percentage of Sales