China Everbright Bank Co. Ltd. () Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

Huishang Bank Corp. Ltd.

The Bank of East Asia Ltd.

China CITIC Bank Corp. Ltd.

BOC Hong Kong (Holdings) Ltd.

Postal Savings Bank of China Co., Ltd.

Shengjing Bank Co., Ltd

Bank of China Ltd.

China Everbright Bank Co. Ltd.

Agricultural Bank of China Ltd.

Industrial & Commercial Bank of China Ltd.

China Zheshang Bank Co., Ltd.

Why is China Everbright Bank Co. Ltd. ?

Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 11.43% signifying inadequate buffers against its risk based assets

Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 11.43% signifying inadequate buffers against its risk based assets
The bank has been able to generate a Return on Assets (avg) of 0.69% signifying low profitability per unit of total assets

Weak Long Term Fundamental Strength with an average Return on Assets (ROA) of 0.69%

The company declared very negative results in Dec'23 after flat results in Sep'23

OPERATING CF(Y) Lowest at HKD 123,380.76 MM
DPR(Y) Lowest at 2.52 %
INTEREST EARNED(Q) Lowest at HKD 67,435 MM

With ROA of 0.57%, it has a Expensive valuation with a 0.08 Price to Book Value

The stock is trading at a fair value compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 28.87%, its profits have risen by 0.9% ; the PEG ratio of the company is 1

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is China Everbright Bank Co. Ltd. for you?

Low Risk, High Return

Absolute

Risk Adjusted

Volatility

China Everbright Bank Co. Ltd.

28.87%

1.51

27.36%

Hang Seng Hong Kong

27.36%

1.06

25.88%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

-0.16%

EBIT Growth (5y)

3.08%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

30.38%

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.08

EV to EBIT

43.41

EV to EBITDA

37.58

EV to Capital Employed

0.80

EV to Sales

8.58

PEG Ratio

0.99

Dividend Yield

2.66%

ROCE (Latest)

1.83%

ROE (Latest)

7.68%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Mildly Bullish

Moving Averages

Mildly Bearish (Daily)

KST

Mildly Bullish

Bullish

Dow Theory

Mildly Bullish

No Trend

OBV

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

Not enough Data to analyse Financial Trend

Here's what is not working for China Everbright Bank Co. Ltd.

Profit After Tax (PAT) - Quarterly

At HKD 3,427 MM has Fallen at -73.3 %

over average PAT of the previous four periods of HKD 12,820 MM

MOJO Watch

Near term PAT trend is very negative

PAT (HKD MM)

Interest Earned - Quarterly

At HKD 67,435 MM has Fallen at -3.0 %

over average Interest Earned of the previous four periods of HKD 69,526 MM

MOJO Watch

Near term sales trend is very negative

Interest Earned (HKD MM)

Profit Before Tax less Other Income (PBT) - Quarterly

At HKD -4,383 MM has Fallen at -203.7 %

over average PBT of the previous four periods of HKD 4,228 MM

MOJO Watch

Near term PBT trend is very negative

PBT less Other Income (HKD MM)

Operating Cash Flow - Annually

Lowest at HKD 123,380.76 MM

in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (HKD MM)

Dividend Payout Ratio (DPR) - Annually

Lowest at 2.52 % and Fallen

each year in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)

Interest Earned - Quarterly

Lowest at HKD 67,435 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Interest Earned (HKD MM)

Operating Profit (PBDIT) - Quarterly

Lowest at HKD -4,383 MM.

in the last five periods

MOJO Watch

Near term Operating Profit trend is negative

Operating Profit (HKD MM)

Operating Profit Margin - Quarterly

Lowest at -6.50%

in the last five quarters

MOJO Watch

Company's efficiency has deteriorated

Operating Profit to Sales (HKD MM)

Profit Before Tax less Other Income (PBT) - Quarterly

Lowest at HKD -4,383 MM.

in the last five periods

MOJO Watch

Near term PBT trend is negative

PBT less Other Income (HKD MM)

Profit After Tax (PAT) - Quarterly

Lowest at HKD 3,427 MM.

in the last five periods

MOJO Watch

Near term PAT trend is negative

PAT (HKD MM)

Earnings per Share (EPS) - Quarterly

Lowest at HKD 0.06

in the last five periods

MOJO Watch

Declining profitability; company has created lower earnings for shareholders

EPS (HKD)