China Life Insurance Co. Ltd. () Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

New China Life Insurance Co., Ltd.

AIA Group Ltd.

The People's Insurance Co. (Group) of China Ltd.

Ping An Insurance (Group) Co. of China Ltd.

ZhongAn Online P&C Insurance Co., Ltd.

China Pacific Insurance (Group) Co., Ltd.

China Taiping Insurance Holdings Co., Ltd.

China Life Insurance Co. Ltd.

Sunshine Insurance Group Co. Ltd.

Fosun International Ltd.

China Reinsurance (Group) Corp.

Why is China Life Insurance Co. Ltd. ?

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 0.01%

Poor long term growth as Operating profit has grown by an annual rate of -233.79%

Risky -

The stock is trading risky as compared to its average historical valuations
Over the past year, while the stock has generated a return of 86.34%, its profits have fallen by -496.5%

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is China Life Insurance Co. Ltd. for you?

High Risk, High Return

Absolute

Risk Adjusted

Volatility

China Life Insurance Co. Ltd.

86.34%

3.93

39.69%

Hang Seng Hong Kong

8.76%

0.45

19.63%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

24.93%

EBIT Growth (5y)

-233.79%

EBIT to Interest (avg)

-4.87

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

13.98%

Dividend Payout Ratio

16.45%

Pledged Shares

Institutional Holding

ROCE (avg)

0.02%

ROE (avg)

0.01%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

NA (Loss Making)

Industry P/E

Price to Book Value

2.13

EV to EBIT

-8822.10

EV to EBITDA

-112754.10

EV to Capital Employed

4.37

EV to Sales

598.94

PEG Ratio

Dividend Yield

ROCE (Latest)

-0.05%

ROE (Latest)

-0.01%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Bearish

Bullish

Moving Averages

Bullish (Daily)

KST

Bearish

Bullish

Dow Theory

Mildly Bullish

Mildly Bearish

OBV

Mildly Bullish

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

18What is working for the Company

OPERATING CASH FLOW(Y)

Highest at HKD 1,318,899.61 MM

ROCE(HY)

Highest at 27.85%

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

NET SALES(Q)

Highest at HKD 340,223.98 MM

OPERATING PROFIT(Q)

Highest at HKD 154,717.43 MM

OPERATING PROFIT MARGIN(Q)

Highest at 45.48 %

PRE-TAX PROFIT(Q)

Highest at HKD 152,363.69 MM

NET PROFIT(Q)

Highest at HKD 126,952.7 MM

EPS(Q)

Highest at HKD 4.38

-2What is not working for the Company

DIVIDEND PAYOUT RATIO(Y)

Lowest at 16.28%

DEBT-EQUITY RATIO (HY)

Highest at 36.65 %

Here's what is working for China Life Insurance Co. Ltd.

Operating Cash Flow

Highest at HKD 1,318,899.61 MM and Grown

In each year in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (HKD MM)

Pre-Tax Profit

At HKD 152,363.69 MM has Grown at 123.97%

Year on Year (YoY)

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (HKD MM)

Net Sales

Highest at HKD 340,223.98 MM

in the last five periods

MOJO Watch

Near term sales trend is positive

Net Sales (HKD MM)

Net Sales

At HKD 340,223.98 MM has Grown at 43.72%

Year on Year (YoY)

MOJO Watch

Near term sales trend is positive

Net Sales (HKD MM)

Operating Profit

Highest at HKD 154,717.43 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (HKD MM)

Operating Profit Margin

Highest at 45.48 %

in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit

Highest at HKD 152,363.69 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (HKD MM)

Net Profit

Highest at HKD 126,952.7 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (HKD MM)

Net Profit

At HKD 126,952.7 MM has Grown at 67.53%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is positive

Net Profit (HKD MM)

EPS

Highest at HKD 4.38

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (HKD)

Raw Material Cost

Fallen by 0% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for China Life Insurance Co. Ltd.

Debt-Equity Ratio

Highest at 36.65 %

in the last five Semi-Annual periods

MOJO Watch

The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio

Dividend Payout Ratio

Lowest at 16.28%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)