China Minsheng Banking Corp., Ltd. () Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Dah Sing Financial Holdings Ltd.

Dah Sing Banking Group Ltd.

China Merchants Bank Co., Ltd.

Bank of Qingdao Co., Ltd.

Dongguan Rural Commercial Bank Co., Ltd.

Hang Seng Bank Ltd.

Chongqing Rural Commercial Bank Co., Ltd.

Bank of Communications Co., Ltd.

China Construction Bank Corp.

Guangzhou Rural Commercial Bank Co. Ltd.

China Minsheng Banking Corp., Ltd.

Why is China Minsheng Banking Corp., Ltd. ?

Weak Long Term Fundamental Strength with an average Return on Assets (ROA) of 0.31%

Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at -6.23%

Negative results in Dec 25

DIVIDEND PAYOUT RATIO(Y) Lowest at 0%
NET SALES(Q) Lowest at HKD 119,192.36 MM
CASH AND EQV(HY) Lowest at HKD 283,626.08 MM

With ROA of 0.56%, it has a Expensive valuation with a 0.30 Price to Book Value

Over the past year, while the stock has generated a return of -12.63%, its profits have fallen by -1%

Below par performance in long term as well as near term

Along with generating -12.63% returns in the last 1 year, the stock has also underperformed Hang Seng Hong Kong in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is China Minsheng Banking Corp., Ltd. for you?

Low Risk, Medium Return

Absolute

Risk Adjusted

Volatility

China Minsheng Banking Corp., Ltd.

-100.0%

0.61

27.55%

Hang Seng Hong Kong

8.76%

0.45

19.63%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

-4.51%

EBIT Growth (5y)

-4.85%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

29.73%

Pledged Shares

Institutional Holding

0.00%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.30

EV to EBIT

84.46

EV to EBITDA

65.49

EV to Capital Employed

0.86

EV to Sales

10.42

PEG Ratio

Dividend Yield

ROCE (Latest)

1.01%

ROE (Latest)

11.36%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

Mildly Bearish

OBV

Mildly Bearish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

3What is working for the Company

NII(Q)

Highest at HKD 55,748.63 MM

-10What is not working for the Company

DIVIDEND PAYOUT RATIO(Y)

Lowest at 0%

NET SALES(Q)

Lowest at HKD 119,192.36 MM

CASH AND EQV(HY)

Lowest at HKD 283,626.08 MM

DIVIDEND PER SHARE(HY)

Lowest at HKD 0

OPERATING PROFIT(Q)

Lowest at HKD 5,713.57 MM

PRE-TAX PROFIT(Q)

Lowest at HKD 13,230.21 MM

NET PROFIT(Q)

Lowest at HKD 11,047.94 MM

EPS(Q)

Lowest at HKD 0.19

Here's what is working for China Minsheng Banking Corp., Ltd.

NII

Highest at HKD 55,748.63 MM

in the last five periods

MOJO Watch

The bank's income from core business is increasing

NII (HKD MM)

Depreciation

At HKD 4,876.08 MM has Grown at 9.1%

period on period (QoQ)

MOJO Watch

The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales

Depreciation (HKD MM)

Here's what is not working for China Minsheng Banking Corp., Ltd.

Net Sales

Lowest at HKD 119,192.36 MM and Fallen

In each period in the last five periods

MOJO Watch

Near term sales trend is very negative

Net Sales (HKD MM)

Dividend Payout Ratio

Lowest at 0% and Fallen

In each year in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)

Operating Profit

Lowest at HKD 5,713.57 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is negative

Operating Profit (HKD MM)

Pre-Tax Profit

Lowest at HKD 13,230.21 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (HKD MM)

Net Profit

Lowest at HKD 11,047.94 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is negative

Net Profit (HKD MM)

EPS

Lowest at HKD 0.19

in the last five periods

MOJO Watch

Declining profitability; company has created lower earnings for shareholders

EPS (HKD)

Cash and Eqv

Lowest at HKD 283,626.08 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents

Dividend per share

Lowest at HKD 0

in the last five years

MOJO Watch

Company is distributing lower dividend than previous years

DPS (HKD)