ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is China Minsheng Banking Corp., Ltd. ?
1
Weak Long Term Fundamental Strength with an average Return on Assets (ROA) of 0.31%
- Poor long term growth as Net profit has grown by an annual rate of -8.18%
2
Flat results in Jun 26
- OPERATING CASH FLOW(Y) Lowest at HKD 88,711.6 MM
- NET SALES(Q) Lowest at HKD 119,181.46 MM
- GROSS NPA (%)(Q) Highest at 1.36%
3
With ROA of 0.52%, it has a Expensive valuation with a 0.04 Price to Book Value
- Over the past year, while the stock has generated a return of -14.58%, its profits have fallen by -3%
4
Below par performance in long term as well as near term
- Along with generating -14.58% returns in the last 1 year, the stock has also underperformed Hang Seng Hong Kong in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is China Minsheng Banking Corp., Ltd. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
China Minsheng Banking Corp., Ltd.
-15.66%
0.70
25.18%
Hang Seng Hong Kong
-5.07%
-0.26
18.70%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
-6.81%
EBIT Growth (5y)
-1.41%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
30.96%
Pledged Shares
0
Institutional Holding
0.00%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
0
Industry P/E
Price to Book Value
0.04
EV to EBIT
91.03
EV to EBITDA
69.34
EV to Capital Employed
0.81
EV to Sales
11.26
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
0.89%
ROE (Latest)
10.69%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
Bearish
Bollinger Bands
Bullish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend4What is working for the Company
NII(Q)
Highest at HKD 59,944.69 MM
-8What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at HKD 88,711.6 MM
NET SALES(Q)
Lowest at HKD 119,181.46 MM
GROSS NPA (%)
(Q
CREDIT DEPOSIT RATIO(HY)
Lowest at 111.37%
Here's what is working for China Minsheng Banking Corp., Ltd.
NII
Highest at HKD 59,944.69 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (HKD MM)
Depreciation
Highest at HKD 5,666.84 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (HKD MM)
Depreciation
At HKD 5,666.84 MM has Grown at 16.22%
period on period (QoQ)MOJO Watch
The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales
Depreciation (HKD MM)
Here's what is not working for China Minsheng Banking Corp., Ltd.
Operating Cash Flow
Lowest at HKD 88,711.6 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (HKD MM)
Net Sales
Lowest at HKD 119,181.46 MM and Fallen
In each period in the last five periodsMOJO Watch
Near term sales trend is very negative
Net Sales (HKD MM)
Non Performing Loans (%)
Highest at 1.36%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Non Performing Loans (%)
Credit Deposit Ratio
Lowest at 111.37%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
Footer loading
