ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is China Zheshang Bank Co., Ltd. ?
1
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 9.71% signifying inadequate buffers against its risk based assets
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 9.71% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.55% signifying low profitability per unit of total assets
2
Flat results in Dec 18
- EPS(Q) Lowest at HKD 0.3
3
With ROA of 0.30%, it has a Very Expensive valuation with a 0.08 Price to Book Value
- The stock is trading at a fair value compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 16.82%, its profits have fallen by -3.4%
4
Underperformed the market in the last 1 year
- The stock has generated a return of 16.82% in the last 1 year, much lower than market (Hang Seng Hong Kong) returns of 27.36%
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is China Zheshang Bank Co., Ltd. for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
China Zheshang Bank Co., Ltd.
16.82%
0.66
22.46%
Hang Seng Hong Kong
27.36%
1.06
25.88%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
3.68%
EBIT Growth (5y)
8.12%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
30.34%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
1
Industry P/E
Price to Book Value
0.08
EV to EBIT
57.10
EV to EBITDA
49.94
EV to Capital Employed
0.84
EV to Sales
8.24
PEG Ratio
NA
Dividend Yield
6.38%
ROCE (Latest)
1.48%
ROE (Latest)
8.34%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Bearish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bearish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend
Not enough Data to analyse Financial Trend
Not enough Data to analyse Financial Trend
Here's what is working for China Zheshang Bank Co., Ltd.
Net Profit
At HKD 8,901.81 MM has Grown at 121.94%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (HKD MM)
NII
Highest at HKD 15,719.05 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (HKD MM)
Pre-Tax Profit
At HKD 10,468.28 MM has Grown at 82.52%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (HKD MM)
Net Profit
Highest at HKD 8,901.81 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (HKD MM)
Credit Deposit Ratio
Highest at 94.95%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Here's what is not working for China Zheshang Bank Co., Ltd.
EPS
Lowest at HKD 0.3
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (HKD)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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