ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Chugin Financial Group, Inc. ?
1
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0%
2
With ROA of 0.22%, it has a very attractive valuation with a 0.61 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 40.93%, its profits have risen by 28% ; the PEG ratio of the company is 0.4
- At the current price, the company has a high dividend yield of 0
3
Consistent Returns over the last 3 years
- Along with generating 40.93% returns in the last 1 year, the stock has outperformed Japan Nikkei 225 in each of the last 3 annual periods
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Chugin Financial Group, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Chugin Financial Group, Inc. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Chugin Financial Group, Inc.
39.14%
1.26
33.90%
Japan Nikkei 225
28.54%
1.14
25.81%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
14.40%
EBIT Growth (5y)
24.98%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
40.62%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
0.61
EV to EBIT
34.81
EV to EBITDA
30.14
EV to Capital Employed
0.82
EV to Sales
6.36
PEG Ratio
0.42
Dividend Yield
0.03%
ROCE (Latest)
2.35%
ROE (Latest)
5.06%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Dow Theory
No Trend
Bullish
OBV
Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend8What is working for the Company
ROCE(HY)
Highest at 0.25%
NII(Q)
Highest at JPY 22,120 MM
PRE-TAX PROFIT(Q)
Highest at JPY 14,753 MM
NET PROFIT(Q)
Highest at JPY 9,903.11 MM
EPS(Q)
Highest at JPY 55.22
-4What is not working for the Company
INTEREST(9M)
At JPY 56,263 MM has Grown at 6.11%
ROCE(HY)
Lowest at 0.25%
Here's what is working for Chugin Financial Group, Inc.
NII
Highest at JPY 22,120 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (JPY MM)
Pre-Tax Profit
Highest at JPY 14,753 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (JPY MM)
Pre-Tax Profit
At JPY 14,753 MM has Grown at 53.75%
over average net sales of the previous four periods of JPY 9,595.5 MMMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (JPY MM)
Net Profit
Highest at JPY 9,903.11 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (JPY MM)
EPS
Highest at JPY 55.22
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (JPY)
Here's what is not working for Chugin Financial Group, Inc.
Interest
At JPY 56,263 MM has Grown at 6.11%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
Non Operating Income
Highest at JPY 0.19 MM
in the last five periodsMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating income
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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