ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Chugin Financial Group, Inc. ?
1
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0%
2
With a growth in Interest of 8.26%, the company declared Very Positive results in Mar 26
- NET PROFIT(HY) At JPY 22,343.23 MM has Grown at 73.77%
- ROCE(HY) Highest at 0.35%
- DIVIDEND PER SHARE(HY) Highest at JPY 0
3
With ROA of 0.22%, it has a very attractive valuation with a 0.88 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 78.60%, its profits have risen by 28% ; the PEG ratio of the company is 0.7
- At the current price, the company has a high dividend yield of 0
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Chugin Financial Group, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Chugin Financial Group, Inc. for you?
Low Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Chugin Financial Group, Inc.
78.6%
2.77
32.15%
Japan Nikkei 225
88.41%
3.12
27.27%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
14.40%
EBIT Growth (5y)
24.92%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
40.62%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
20
Industry P/E
Price to Book Value
0.88
EV to EBIT
47.16
EV to EBITDA
40.82
EV to Capital Employed
0.95
EV to Sales
8.60
PEG Ratio
0.69
Dividend Yield
NA
ROCE (Latest)
2.01%
ROE (Latest)
4.49%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend9What is working for the Company
NET PROFIT(HY)
At JPY 22,343.23 MM has Grown at 73.77%
ROCE(HY)
Highest at 0.35%
DIVIDEND PER SHARE(HY)
Highest at JPY 0
CREDIT DEPOSIT RATIO(HY)
Highest at 81.5%
-4What is not working for the Company
ROCE(HY)
Lowest at 0.35%
OPERATING PROFIT(Q)
Lowest at JPY 7,745 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 17.78 %
Here's what is working for Chugin Financial Group, Inc.
Net Profit
At JPY 22,343.23 MM has Grown at 73.77%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (JPY MM)
Dividend per share
Highest at JPY 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (JPY)
Credit Deposit Ratio
Highest at 81.5%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Depreciation
Highest at JPY 1,451 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (JPY MM)
Here's what is not working for Chugin Financial Group, Inc.
Operating Profit
Lowest at JPY 7,745 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (JPY MM)
Operating Profit Margin
Lowest at 17.78 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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