How much should you hold?
- Overall Portfolio exposure to CITBA Financial Corp. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
No Data Found
Quality key factors
Factor
Value
Sales Growth (5y)
10.79%
EBIT Growth (5y)
-0.22%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
37.59%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
0.94
EV to EBIT
5.24
EV to EBITDA
5.24
EV to Capital Employed
0.90
EV to Sales
1.06
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
17.18%
ROE (Latest)
8.94%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
Bearish
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
No Trend
Bullish
Technical Movement
9What is working for the Company
NII(Q)
Highest at USD 5.53 MM
NET SALES(Q)
Highest at USD 8.31 MM
NET PROFIT(9M)
Higher at USD 5.08 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for CITBA Financial Corp.
NII
Highest at USD 5.53 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Net Sales
Highest at USD 8.31 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
Net Profit
At USD 5.08 MM has Grown at 72.92%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Net Profit
Higher at USD 5.08 MM
than preceding 12 month period ended Sep 2025MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
Net Profit (USD MM)






