Citizens Holding Co. (Mississippi)

  • Market Cap: Micro Cap
  • Industry: Regional Banks
  • ISIN: US1747151025
USD
8.17
0.41 (5.28%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

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Comparison
Company
Score
Quality
Valuation
Financial
Technical
Eagle Bancorp Montana, Inc.
Citizens Holding Co. (Mississippi)
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Apptech Payments Corp.
Why is Citizens Holding Co. (Mississippi) ?
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Unrated Stock - No Analysis Available
stock-recommendationReal-Time Research Report
Verdict Report
How much should you buy?
  1. Overall Portfolio exposure to Citizens Holding Co. (Mississippi) should be less than 10%
  2. Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

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No Data Found
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors
Factor
Value
Sales Growth (5y)
12.70%
EBIT Growth (5y)
-3.23%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
65.41%
Pledged Shares
0
Institutional Holding
11.86%
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation
Valuation Scorecard stock-summary
stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
0.95
EV to EBIT
36.76
EV to EBITDA
36.76
EV to Capital Employed
0.99
EV to Sales
2.90
PEG Ratio
0.43
Dividend Yield
7.72%
ROCE (Latest)
2.69%
ROE (Latest)
8.84%
stock-recommendationTechnicals
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
Bullish
Bollinger Bands
Bullish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Bearish
Dow Theory
No Trend
Bearish
OBV
Mildly Bullish
Mildly Bearish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend
Financial Trend Scorecard stock-summary
stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

13What is working for the Company
NII(Q)

Highest at USD 10.7 MM

NET SALES(Q)

Highest at USD 17.7 MM

OPERATING PROFIT(Q)

Highest at USD 2.31 MM

OPERATING PROFIT MARGIN(Q)

Highest at 13.06 %

PRE-TAX PROFIT(Q)

Highest at USD 2.31 MM

NET PROFIT(Q)

At USD 1.85 MM has Grown at 87.34%

-5What is not working for the Company
OPERATING CASH FLOW(Y)

Lowest at USD 0 MM

DIVIDEND PAYOUT RATIO(Y)

Lowest at 6.09%

DIVIDEND PER SHARE(HY)

Lowest at USD 0

Here's what is working for Citizens Holding Co. (Mississippi)
NII
Highest at USD 10.7 MM and Grown
In each period in the last five periods
MOJO Watch
The bank's income from core business is increasing

Net NPA

Net Sales
Highest at USD 17.7 MM
in the last five periods
MOJO Watch
Near term sales trend is positive

Net Sales (USD MM)

Operating Profit
Highest at USD 2.31 MM
in the last five periods
MOJO Watch
Near term Operating Profit trend is positive

Operating Profit (USD MM)

Operating Profit Margin
Highest at 13.06 %
in the last five periods
MOJO Watch
Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit
Highest at USD 2.31 MM
in the last five periods
MOJO Watch
Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Pre-Tax Profit
At USD 2.31 MM has Grown at 81.95%
Year on Year (YoY)
MOJO Watch
Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Net Profit
At USD 1.85 MM has Grown at 87.34%
Year on Year (YoY)
MOJO Watch
Near term Net Profit trend is positive

Net Profit (USD MM)

Here's what is not working for Citizens Holding Co. (Mississippi)
Operating Cash Flow
Lowest at USD 0 MM and Fallen
In each year in the last three years
MOJO Watch
The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)

Dividend per share
Lowest at USD 0
in the last five years
MOJO Watch
Company is distributing lower dividend than previous years

DPS (USD)

Dividend Payout Ratio
Lowest at 6.09%
in the last five years
MOJO Watch
Company is distributing lower proportion of profits generated as dividend

DPR (%)