Citizens Holding Co. (Mississippi) (CIZN) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

SB Financial Group, Inc.

Village Bank & Trust Financial Corp.

Auburn National Bancorporation, Inc.

Eagle Bancorp Montana, Inc.

Rhinebeck Bancorp, Inc.

Citizens Holding Co. (Mississippi)

Union Bankshares, Inc. (Vermont)

Apptech Payments Corp.

Sound Financial Bancorp, Inc.

United Bancorp, Inc. (Ohio)

Pathfinder Bancorp, Inc.

Why is Citizens Holding Co. (Mississippi) ?

Flat results in Mar 26

ROCE(HY) Lowest at 0.52%
DIVIDEND PAYOUT RATIO(Y) Lowest at 0%
DIVIDEND PER SHARE(HY) Lowest at USD 0

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Citizens Holding Co. (Mississippi) for you?

Medium Risk, Low Return

Absolute

Risk Adjusted

Volatility

Citizens Holding Co. (Mississippi)

23.39%

0.54

27.16%

S&P 500

25.41%

2.33

12.71%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

12.02%

EBIT Growth (5y)

1.42%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

2.78%

Pledged Shares

Institutional Holding

0.26%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.81

EV to EBIT

7.73

EV to EBITDA

7.73

EV to Capital Employed

0.86

EV to Sales

1.03

PEG Ratio

0.13

Dividend Yield

0.22%

ROCE (Latest)

11.19%

ROE (Latest)

13.09%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Mildly Bullish

RSI

Bearish

No Signal

Bollinger Bands

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Mildly Bullish

Dow Theory

Bearish

No Trend

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

6What is working for the Company

ROCE(HY)

Highest at 0.52%

NET PROFIT(9M)

Higher at USD 6.32 MM

-7What is not working for the Company

ROCE(HY)

Lowest at 0.52%

DIVIDEND PAYOUT RATIO(Y)

Lowest at 0%

DIVIDEND PER SHARE(HY)

Lowest at USD 0

OPERATING PROFIT(Q)

Lowest at USD 2.2 MM

OPERATING PROFIT MARGIN(Q)

Lowest at 12.56 %

PRE-TAX PROFIT(Q)

Lowest at USD 2.2 MM

Here's what is working for Citizens Holding Co. (Mississippi)

Net Profit

At USD 6.32 MM has Grown at 81.3%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

Net Profit

Higher at USD 6.32 MM

than preceding 12 month period ended Mar 2026

MOJO Watch

In the nine month period the company has already crossed sales of the previous twelve months

Net Profit (USD MM)

Here's what is not working for Citizens Holding Co. (Mississippi)

Operating Profit

Lowest at USD 2.2 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is negative

Operating Profit (USD MM)

Operating Profit Margin

Lowest at 12.56 %

in the last five periods

MOJO Watch

Company's profit margin has deteriorated

Operating Profit to Sales

Pre-Tax Profit

Lowest at USD 2.2 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (USD MM)

Dividend per share

Lowest at USD 0

in the last five years

MOJO Watch

Company is distributing lower dividend than previous years

DPS (USD)

Dividend Payout Ratio

Lowest at 0%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)