Comparison
Company
Score
Quality
Valuation
Financial
Technical
Why is CNB Financial Corp. (Pennsylvania) ?
1
High Profitability with a Net Interest Margin of 11.86%
2
Strong Long Term Fundamental Strength with a 12.60% CAGR growth in Net Profits
3
With a growth in Interest of NAN%, the company declared Outstanding results in Mar 26
- The company has declared positive results for the last 2 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at USD 70.86 MM
- ROCE(HY) Highest at 1.09%
- PRE-TAX PROFIT(Q) At USD 33.14 MM has Grown at 108.76%
4
With ROA of 0.66%, it has a very attractive valuation with a 0.97 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 44.87%, its profits have risen by 41.5% ; the PEG ratio of the company is 11
5
High Institutional Holdings at 65.12%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 2.24% over the previous quarter.
How much should you buy?
- Overall Portfolio exposure to CNB Financial Corp. (Pennsylvania) should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is CNB Financial Corp. (Pennsylvania) for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
CNB Financial Corp. (Pennsylvania)
44.87%
2.56
26.70%
S&P 500
22.99%
1.78
12.93%
Quality key factors
Factor
Value
Sales Growth (5y)
18.61%
EBIT Growth (5y)
11.17%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
28.95%
Pledged Shares
0
Institutional Holding
65.12%
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
0.97
EV to EBIT
6.15
EV to EBITDA
5.46
EV to Capital Employed
0.95
EV to Sales
1.34
PEG Ratio
11.00
Dividend Yield
NA
ROCE (Latest)
15.41%
ROE (Latest)
8.79%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
Mildly Bullish
OBV
Bullish
Bullish
Technical Movement
26What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 70.86 MM
ROCE(HY)
Highest at 1.09%
PRE-TAX PROFIT(Q)
At USD 33.14 MM has Grown at 108.76%
NET PROFIT(Q)
At USD 26.8 MM has Grown at 111.89%
CASH AND EQV(HY)
Highest at USD 156.94 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
NET SALES(Q)
At USD 112.04 MM has Grown at 36%
-2What is not working for the Company
ROCE(HY)
Lowest at 1.09%
Here's what is working for CNB Financial Corp. (Pennsylvania)
Operating Cash Flow
Highest at USD 70.86 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Pre-Tax Profit
At USD 33.14 MM has Grown at 108.76%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 26.8 MM has Grown at 111.89%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Net Sales
At USD 112.04 MM has Grown at 36%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Cash and Eqv
Highest at USD 156.94 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)






