ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Coastal Financial Corp. (Washington) ?
1
High Profitability with a Net Interest Margin of 52.40%
2
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 25.41%
3
The company has declared Positive results for the last 3 consecutive quarters
- NII(Q) Highest at USD 79.36 MM
4
With ROA of 0.54%, it has a very expensive valuation with a 2.39 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -20.25%, its profits have risen by 3.9%
5
High Institutional Holdings at 85.66%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 3.93% over the previous quarter.
6
Underperformed the market in the last 1 year
- Even though the market (S&P 500) has generated returns of 11.87% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -20.25% returns
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Coastal Financial Corp. (Washington) should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Coastal Financial Corp. (Washington) for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Coastal Financial Corp. (Washington)
-5.39%
1.61
42.69%
S&P 500
32.23%
0.62
19.30%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
46.79%
EBIT Growth (5y)
61.53%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
85.66%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
25
Industry P/E
Price to Book Value
2.39
EV to EBIT
7.12
EV to EBITDA
6.56
EV to Capital Employed
-1.42
EV to Sales
0.94
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
9.57%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bullish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend4What is working for the Company
NII(Q)
Highest at USD 79.36 MM
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Coastal Financial Corp. (Washington)
NII
Highest at USD 79.36 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
CASA
Highest at 12.52%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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