ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Coastal Financial Corp. (Washington) ?
1
High Profitability with a Net Interest Margin of 58.14%
2
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 28.63%
3
The company has declared Positive results for the last 3 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at USD 263.05 MM
- NII(Q) Highest at USD 76.74 MM
- NET SALES(Q) Highest at USD 107.8 MM
4
With ROA of 0.63%, it has a very expensive valuation with a 2.91 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 39.15%, its profits have risen by 23.5% ; the PEG ratio of the company is 2.7
5
High Institutional Holdings at 79.36%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 6.49% over the previous quarter.
6
Market Beating Performance
- The stock has generated a return of 39.15% in the last 1 year, much higher than market (S&P 500) returns of 12.33%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Coastal Financial Corp. (Washington) should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Coastal Financial Corp. (Washington) for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Coastal Financial Corp. (Washington)
47.1%
3.62
41.31%
S&P 500
13.22%
0.61
20.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
50.35%
EBIT Growth (5y)
67.40%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
79.36%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
27
Industry P/E
Price to Book Value
2.91
EV to EBIT
12.31
EV to EBITDA
11.24
EV to Capital Employed
-3.76
EV to Sales
1.68
PEG Ratio
2.70
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
10.70%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bearish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend6What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 263.05 MM
NII(Q)
Highest at USD 76.74 MM
NET SALES(Q)
Highest at USD 107.8 MM
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Coastal Financial Corp. (Washington)
Operating Cash Flow
Highest at USD 263.05 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
NII
Highest at USD 76.74 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
Net Sales
Highest at USD 107.8 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Depreciation
Highest at USD 1.67 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (USD MM)
CASA
Highest at 12.41%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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