ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Columbia Banking System, Inc. ?
1
High Profitability with a Net Interest Margin of 31.06%
2
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 35.60%
3
The company has declared Positive results for the last 4 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at USD 1,117.99 MM
- NET PROFIT(HY) At USD 453.8 MM has Grown at 62.04%
- ROCE(HY) Highest at 1.11%
4
With ROA of 0.57%, it has a fair valuation with a 1.01 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 25.57%, its profits have risen by 27.6%
5
High Institutional Holdings at 100%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Columbia Banking System, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Columbia Banking System, Inc. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Columbia Banking System, Inc.
25.57%
1.96
31.01%
S&P 500
22.99%
1.78
12.93%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
41.29%
EBIT Growth (5y)
30.90%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
63.16%
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
1.01
EV to EBIT
11.42
EV to EBITDA
9.18
EV to Capital Employed
1.01
EV to Sales
2.93
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
8.81%
ROE (Latest)
8.97%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
Mildly Bearish
OBV
Mildly Bullish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend13What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 1,117.99 MM
NET PROFIT(HY)
At USD 453.8 MM has Grown at 62.04%
ROCE(HY)
Highest at 1.11%
CASH AND EQV(HY)
Highest at USD 1,088 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
-4What is not working for the Company
ROCE(HY)
Lowest at 1.11%
GROSS NPA (%)
(Q
Here's what is working for Columbia Banking System, Inc.
Net Profit
At USD 453.8 MM has Grown at 62.04%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Operating Cash Flow
Highest at USD 1,117.99 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Cash and Eqv
Highest at USD 1,088 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Here's what is not working for Columbia Banking System, Inc.
Non Performing Loans (%)
Highest at 0.55%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Non Performing Loans (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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