Commerce Bancshares, Inc. (Missouri) (CBSH) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

MarketsMojo — Loved in India, Now Global

The power of Mojo is now in 29 countries. Explore global equities with the same cutting-edge features you love.Unlock 29 Markets

Comparison

Company

Score

Quality

Valuation

Financial

Technical

SouthState Corp.

East West Bancorp, Inc.

Truist Financial Corp.

First Citizens BancShares, Inc. (North Carolina)

M&T Bank Corp.

Cullen/Frost Bankers, Inc.

Fifth Third Bancorp

Commerce Bancshares, Inc. (Missouri)

Ally Financial, Inc.

Fiserv, Inc.

First Horizon Corp. (Tennessee)

Why is Commerce Bancshares, Inc. (Missouri) ?

High Management Efficiency with a high ROA of 1.13%

Strong Long Term Fundamental Strength with an average Return on Assets (ROA) of 1.13%

Flat results in Jun 25

ROCE(HY) Lowest at 1.76%

With ROA of 1.28%, it has a expensive valuation with a 2.46 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of -23.85%, its profits have risen by 15.9% ; the PEG ratio of the company is 1.3

High Institutional Holdings at 73.85%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.

Below par performance in long term as well as near term

Along with generating -23.85% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Commerce Bancshares, Inc. (Missouri) should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Commerce Bancshares, Inc. (Missouri) for you?

Low Risk, Low Return

Absolute

Risk Adjusted

Volatility

Commerce Bancshares, Inc. (Missouri)

-19.57%

0.23

24.10%

S&P 500

13.22%

0.61

20.17%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

10.59%

EBIT Growth (5y)

9.57%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

26.57%

Pledged Shares

Institutional Holding

73.85%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

2.46

EV to EBIT

11.46

EV to EBITDA

10.56

EV to Capital Employed

3.19

EV to Sales

5.01

PEG Ratio

1.27

Dividend Yield

2.00%

ROCE (Latest)

27.81%

ROE (Latest)

15.53%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

RSI

No Signal

Bollinger Bands

Bearish

Mildly Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

No Trend

Mildly Bearish

OBV

No Trend

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

11What is working for the Company

NII(Q)

Highest at USD 280.15 MM

ROCE(HY)

Highest at 1.76%

DIVIDEND PER SHARE(HY)

Highest at USD 0

CASH AND EQV(HY)

Highest at USD 6,420.24 MM

PRE-TAX PROFIT(Q)

Highest at USD 196.16 MM

NET PROFIT(Q)

Highest at USD 151.02 MM

EPS(Q)

Highest at USD 1.14

-2What is not working for the Company

ROCE(HY)

Lowest at 1.76%

Here's what is working for Commerce Bancshares, Inc. (Missouri)

NII

Highest at USD 280.15 MM and Grown

In each period in the last five periods

MOJO Watch

The bank's income from core business is increasing

Net NPA

Dividend per share

Highest at USD 0 and Grown

In each year in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

Pre-Tax Profit

Highest at USD 196.16 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Net Profit

Highest at USD 151.02 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

EPS

Highest at USD 1.14

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Cash and Eqv

Highest at USD 6,420.24 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

CASA

Highest at 17.17%

in the last five periods

MOJO Watch

The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.

CAR (%)