ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Commerce Bancshares, Inc. (Missouri) ?
1
High Management Efficiency with a high ROA of 1.13%
2
Strong Long Term Fundamental Strength with an average Return on Assets (ROA) of 1.13%
3
Flat results in Dec 25
- OPERATING CASH FLOW(Y) Lowest at USD 405.4 MM
4
With ROA of 1.32%, it has a expensive valuation with a 1.93 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -14.98%, its profits have risen by 12.7% ; the PEG ratio of the company is 1.5
5
High Institutional Holdings at 75.79%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 1.74% over the previous quarter.
6
Below par performance in long term as well as near term
- Along with generating -14.98% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Commerce Bancshares, Inc. (Missouri) should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Commerce Bancshares, Inc. (Missouri) for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
Commerce Bancshares, Inc. (Missouri)
-14.98%
-0.26
25.14%
S&P 500
20.12%
1.04
19.28%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
11.20%
EBIT Growth (5y)
8.29%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
24.70%
Pledged Shares
0
Institutional Holding
75.79%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
13
Industry P/E
Price to Book Value
1.93
EV to EBIT
9.66
EV to EBITDA
9.10
EV to Capital Employed
2.14
EV to Sales
4.45
PEG Ratio
1.53
Dividend Yield
2.38%
ROCE (Latest)
22.19%
ROE (Latest)
14.79%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Mildly Bullish
Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend4What is working for the Company
DIVIDEND PER SHARE(HY)
Highest at USD 0
NII(Q)
Highest at USD 283.15 MM
-2What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at USD 405.4 MM
Here's what is working for Commerce Bancshares, Inc. (Missouri)
NII
Highest at USD 283.15 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Here's what is not working for Commerce Bancshares, Inc. (Missouri)
Operating Cash Flow
Lowest at USD 405.4 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
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