ScoreWhy is Commercial Bank International PSC ?
1
Flat results in Jun 25
- NET PROFIT(9M) At AED 55.79 MM has Grown at -55.76%
- ROCE(HY) Lowest at 1.01%
- NET SALES(Q) Lowest at AED 240.25 MM
2
With ROA of 0.94%, it has a fair valuation with a 0.54 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 11.67%, its profits have risen by 40% ; the PEG ratio of the company is 0.2
3
Consistent Returns over the last 3 years
- Along with generating 11.67% returns in the last 1 year, the stock has outperformed Abu Dhabi Securities Exchange in each of the last 3 annual periods
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Commercial Bank International PSC should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Commercial Bank International PSC for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Commercial Bank International PSC
-100.0%
1.33
47.43%
Abu Dhabi Securities Exchange
-1.41%
1.13
8.08%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
8.89%
EBIT Growth (5y)
19.86%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
7
Industry P/E
Price to Book Value
0.56
EV to EBIT
11.54
EV to EBITDA
10.29
EV to Capital Employed
0.70
EV to Sales
2.82
PEG Ratio
3.42
Dividend Yield
NA
ROCE (Latest)
6.04%
ROE (Latest)
8.25%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
Bullish
Bearish
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bearish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend11What is working for the Company
OPERATING CASH FLOW(Y)
Highest at AED 645.35 MM
NET PROFIT(HY)
Higher at AED 169.34 MM
NII(Q)
Highest at AED 104.32 MM
-1What is not working for the Company
PRE-TAX PROFIT(Q)
At AED 52.09 MM has Fallen at -34.51%
Here's what is working for Commercial Bank International PSC
Net Profit
At AED 169.34 MM has Grown at 1,184.46%
Year on Year (YoY)MOJO Watch
Net Profit trend is very positive
Net Profit (AED MM)
Operating Cash Flow
Highest at AED 645.35 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (AED MM)
NII
Highest at AED 104.32 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (AED MM)
Net Profit
Higher at AED 169.34 MM
than preceding 12 month period ended Mar 2026MOJO Watch
In the half year the company has already crossed Net Profit of the previous twelve months
Net Profit (AED MM)
Here's what is not working for Commercial Bank International PSC
Pre-Tax Profit
At AED 52.09 MM has Fallen at -34.51%
over average net sales of the previous four periods of AED 79.55 MMMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (AED MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
