Commercial Bank International PSC

  • Market Cap: Micro Cap
  • Industry: Major Banks
  • ISIN: AEC000101019
AED
0.88
0.01 (0.8%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Emirates NBD Bank PJSC
Commercial Bank of Dubai
National Bank of Fujairah PJSC
Emirates Islamic Bank PJSC
Sharjah Islamic Bank
Abu Dhabi Commercial Bank
Ajman Bank PJSC
Dubai Islamic Bank PJSC
Commercial Bank International PSC

Why is Commercial Bank International PSC ?

1
Flat results in Jun 25
  • NET PROFIT(9M) At AED 55.79 MM has Grown at -55.76%
  • ROCE(HY) Lowest at 1.01%
  • NET SALES(Q) Lowest at AED 240.25 MM
2
With ROA of 0.94%, it has a fair valuation with a 0.54 Price to Book Value
  • The stock is trading at a discount compared to its peers' average historical valuations
  • Over the past year, while the stock has generated a return of 11.67%, its profits have risen by 40% ; the PEG ratio of the company is 0.2
3
Consistent Returns over the last 3 years
  • Along with generating 11.67% returns in the last 1 year, the stock has outperformed Abu Dhabi Securities Exchange in each of the last 3 annual periods
stock-recommendationReal-Time Research Report

Verdict Report

How much should you sell?

  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Commercial Bank International PSC for you?

High Risk, High Return

Absolute
Risk Adjusted
Volatility
Commercial Bank International PSC
-100.0%
1.33
47.43%
Abu Dhabi Securities Exchange
10.88%
1.13
8.08%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
6.95%
EBIT Growth (5y)
7.08%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
8
Industry P/E
Price to Book Value
0.68
EV to EBIT
16.66
EV to EBITDA
13.34
EV to Capital Employed
0.71
EV to Sales
1.90
PEG Ratio
0.45
Dividend Yield
NA
ROCE (Latest)
4.28%
ROE (Latest)
8.09%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Bullish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

2What is working for the Company
ROCE(HY)

Highest at 1.01%

-6What is not working for the Company
NET PROFIT(9M)

At AED 55.79 MM has Grown at -55.76%

ROCE(HY)

Lowest at 1.01%

NET SALES(Q)

Lowest at AED 240.25 MM

Here's what is not working for Commercial Bank International PSC

Net Profit
At AED 55.79 MM has Grown at -55.76%
Year on Year (YoY)
MOJO Watch
Near term Net Profit trend is very negative

Net Profit (AED MM)

Net Sales
Lowest at AED 240.25 MM
in the last five periods
MOJO Watch
Near term sales trend is negative

Net Sales (AED MM)