ScoreWhy is Commercial Bank of Dubai ?
1
Strong Long Term Fundamental Strength with a 0% CAGR growth in Net Interet Income
2
Consistent Returns over the last 3 years
- Along with generating 6.29% returns in the last 1 year, the stock has outperformed Abu Dhabi Securities Exchange in each of the last 3 annual periods
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Commercial Bank of Dubai should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Commercial Bank of Dubai for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Commercial Bank of Dubai
-100.0%
1.77
30.62%
Abu Dhabi Securities Exchange
-1.41%
-0.11
12.54%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
22.94%
EBIT Growth (5y)
23.08%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
51.96%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
8
Industry P/E
Price to Book Value
1.72
EV to EBIT
8.49
EV to EBITDA
8.25
EV to Capital Employed
1.58
EV to Sales
4.15
PEG Ratio
0.72
Dividend Yield
NA
ROCE (Latest)
18.63%
ROE (Latest)
20.91%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Mildly Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Bearish
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend3What is working for the Company
ROCE(HY)
Highest at 2.25%
CASH AND EQV(HY)
Highest at AED 38,274.23 MM
-7What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at AED 2,877.22 MM
ROCE(HY)
Lowest at 2.25%
CREDIT DEPOSIT RATIO(HY)
Lowest at 102.44%
NET SALES(Q)
Lowest at AED 1,820.98 MM
Here's what is working for Commercial Bank of Dubai
Cash and Eqv
Highest at AED 38,274.23 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Depreciation
Highest at AED 32.32 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (AED MM)
Here's what is not working for Commercial Bank of Dubai
Operating Cash Flow
Lowest at AED 2,877.22 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (AED MM)
Net Sales
Lowest at AED 1,820.98 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (AED MM)
Credit Deposit Ratio
Lowest at 102.44%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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