How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to re-enter? - We will constantly monitor the company and review our call based on new data
No Data Found
Quality key factors
Factor
Value
Sales Growth (5y)
-2.30%
EBIT Growth (5y)
-15.20%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
66.98%
Pledged Shares
0
Institutional Holding
3.61%
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
16
Industry P/E
Price to Book Value
0.90
EV to EBIT
29.32
EV to EBITDA
29.32
EV to Capital Employed
0.94
EV to Sales
3.63
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
3.21%
ROE (Latest)
5.73%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bullish
RSI
Bearish
Bearish
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
No Trend
Bearish
Technical Movement
2What is working for the Company
NII(Q)
Highest at USD 3.25 MM
-7What is not working for the Company
NET SALES(Q)
Lowest at USD 3.54 MM
DIVIDEND PAYOUT RATIO(Y)
Lowest at 0%
CREDIT DEPOSIT RATIO(HY)
Lowest at 55.63%
EPS(Q)
Lowest at USD 0
Here's what is working for Commercial National Financial Corp. (Pennsylvania)
NII
Highest at USD 3.25 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
CASA
Highest at 25.91%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
Here's what is not working for Commercial National Financial Corp. (Pennsylvania)
Net Sales
Lowest at USD 3.54 MM and Fallen
In each period in the last five periodsMOJO Watch
Near term sales trend is very negative
Net Sales (USD MM)
EPS
Lowest at USD 0
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (USD)
Credit Deposit Ratio
Lowest at 55.63%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
Dividend Payout Ratio
Lowest at 0%
in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)






