Commercial National Financial Corp. (Pennsylvania)

  • Market Cap: Micro Cap
  • Industry: Regional Banks
  • ISIN: US2022171050
USD
8.44
0.21 (2.55%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Commercial National Financial Corp. (Pennsylvania)

Why is Commercial National Financial Corp. (Pennsylvania) ?

Icon
Unrated Stock - No Analysis Available
stock-recommendationReal-Time Research Report

Verdict Report

How much should you sell?

  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Icon
No Data Found
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
-2.30%
EBIT Growth (5y)
-15.20%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
66.98%
Pledged Shares
0
Institutional Holding
3.61%
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
16
Industry P/E
Price to Book Value
0.90
EV to EBIT
29.32
EV to EBITDA
29.32
EV to Capital Employed
0.94
EV to Sales
3.63
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
3.21%
ROE (Latest)
5.73%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bullish
RSI
Bearish
Bearish
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
No Trend
Bearish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

2What is working for the Company
NII(Q)

Highest at USD 3.25 MM

-7What is not working for the Company
NET SALES(Q)

Lowest at USD 3.54 MM

DIVIDEND PAYOUT RATIO(Y)

Lowest at 0%

CREDIT DEPOSIT RATIO(HY)

Lowest at 55.63%

EPS(Q)

Lowest at USD 0

Here's what is working for Commercial National Financial Corp. (Pennsylvania)

NII
Highest at USD 3.25 MM
in the last five periods
MOJO Watch
The bank's income from core business is increasing

NII (USD MM)

CASA
Highest at 25.91%
in the last five periods
MOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.

CAR (%)

Here's what is not working for Commercial National Financial Corp. (Pennsylvania)

Net Sales
Lowest at USD 3.54 MM and Fallen
In each period in the last five periods
MOJO Watch
Near term sales trend is very negative

Net Sales (USD MM)

EPS
Lowest at USD 0
in the last five periods
MOJO Watch
Declining profitability; company has created lower earnings for shareholders

EPS (USD)

Credit Deposit Ratio
Lowest at 55.63%
in the last four Semi-Annual periods
MOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets

Credit Deposit Ratio (%)

Dividend Payout Ratio
Lowest at 0%
in the last five years
MOJO Watch
Company is distributing lower proportion of profits generated as dividend

DPR (%)