ConnectOne Bancorp, Inc. (CNOB) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Banc of California, Inc.

Dime Community Bancshares, Inc.

German American Bancorp, Inc.

ConnectOne Bancorp, Inc.

Tompkins Financial Corp.

Origin Bancorp, Inc.

Bank First Corp.

Byline Bancorp, Inc.

Republic Bancorp, Inc. (Kentucky)

Southside Bancshares, Inc.

Lakeland Bancorp, Inc.

Why is ConnectOne Bancorp, Inc. ?

High Profitability with a Net Interest Margin of 9.67%

Strong Long Term Fundamental Strength with a 6.21% CAGR growth in Net Profits

With a growth in Interest of NAN%, the company declared Outstanding results in Dec 25

NII(Q) Highest at USD 106.59 MM
PRE-TAX PROFIT(Q) At USD 55.14 MM has Grown at 101.84%
CASH AND EQV(HY) Highest at USD 189.4 MM

With ROA of 0.30%, it has a expensive valuation with a 0.86 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 7.46%, its profits have fallen by -8.4%

High Institutional Holdings at 79.01%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.

Real-Time Research Report

Verdict Report

How much should you buy?

Overall Portfolio exposure to ConnectOne Bancorp, Inc. should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is ConnectOne Bancorp, Inc. for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

ConnectOne Bancorp, Inc.

7.21%

1.34

32.03%

S&P 500

17.78%

0.90

19.38%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

15.91%

EBIT Growth (5y)

8.44%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

44.17%

Pledged Shares

Institutional Holding

79.01%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.86

EV to EBIT

21.35

EV to EBITDA

19.65

EV to Capital Employed

0.89

EV to Sales

3.17

PEG Ratio

Dividend Yield

ROCE (Latest)

4.17%

ROE (Latest)

4.70%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Dow Theory

Mildly Bearish

Mildly Bullish

OBV

No Trend

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

23What is working for the Company

NII(Q)

Highest at USD 106.59 MM

PRE-TAX PROFIT(Q)

At USD 55.14 MM has Grown at 101.84%

CASH AND EQV(HY)

Highest at USD 189.4 MM

NET SALES(Q)

At USD 186.34 MM has Grown at 45.54%

NET PROFIT(Q)

At USD 40.83 MM has Grown at 94.6%

-3What is not working for the Company

OPERATING CASH FLOW(Y)

Lowest at USD 58.7 MM

Here's what is working for ConnectOne Bancorp, Inc.

NII

Highest at USD 106.59 MM and Grown

In each period in the last five periods

MOJO Watch

The bank's income from core business is increasing

Net NPA

Pre-Tax Profit

At USD 55.14 MM has Grown at 101.84%

Year on Year (YoY)

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (USD MM)

Net Sales

At USD 186.34 MM has Grown at 45.54%

Year on Year (YoY)

MOJO Watch

Near term sales trend is positive

Net Sales (USD MM)

Net Profit

At USD 40.83 MM has Grown at 94.6%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

Cash and Eqv

Highest at USD 189.4 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

Here's what is not working for ConnectOne Bancorp, Inc.

Operating Cash Flow

Lowest at USD 58.7 MM and Fallen

In each year in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)