ConnectOne Bancorp, Inc. (CNOB) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

ConnectOne Bancorp, Inc.

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Why is ConnectOne Bancorp, Inc. ?

High Profitability with a Net Interest Margin of 9.67%

Strong Long Term Fundamental Strength with a 6.20% CAGR growth in Net Profits

With a growth in Interest of NAN%, the company declared Outstanding results in Jun 26

The company has declared positive results for the last 4 consecutive quarters
PRE-TAX PROFIT(Q) At USD 57.96 MM has Grown at 960.72%
NET PROFIT(Q) At USD 41.66 MM has Grown at 296.6%
NII(Q) Highest at USD 113.64 MM

With ROA of 0.52%, it has a fair valuation with a 0.88 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 20.39%, its profits have risen by 54.2% ; the PEG ratio of the company is 0.7

High Institutional Holdings at 84.89%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Their stake has increased by 5.93% over the previous quarter.

Real-Time Research Report

Verdict Report

How much should you buy?

Overall Portfolio exposure to ConnectOne Bancorp, Inc. should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is ConnectOne Bancorp, Inc. for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

ConnectOne Bancorp, Inc.

20.39%

2.75

27.63%

S&P 500

15.36%

1.17

13.09%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

15.91%

EBIT Growth (5y)

8.21%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

44.05%

Pledged Shares

Institutional Holding

78.96%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.88

EV to EBIT

15.10

EV to EBITDA

13.68

EV to Capital Employed

0.92

EV to Sales

3.17

PEG Ratio

0.68

Dividend Yield

ROCE (Latest)

6.07%

ROE (Latest)

7.33%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Dow Theory

Mildly Bullish

Mildly Bearish

OBV

No Trend

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

29What is working for the Company

PRE-TAX PROFIT(Q)

At USD 57.96 MM has Grown at 960.72%

NET PROFIT(Q)

At USD 41.66 MM has Grown at 296.6%

NII(Q)

Highest at USD 113.64 MM

OPERATING CASH FLOW(Y)

Highest at USD 134.84 MM

ROCE(HY)

Highest at 1.13%

DIVIDEND PER SHARE(HY)

Highest at USD 0

NET SALES(Q)

Highest at USD 192.91 MM

EPS(Q)

Highest at USD 0.8

-5What is not working for the Company

ROCE(HY)

Lowest at 1.13%

GROSS NPA (%)

CASH AND EQV(HY)

Lowest at USD 79.02 MM

Here's what is working for ConnectOne Bancorp, Inc.

Pre-Tax Profit

At USD 57.96 MM has Grown at 960.72%

Year on Year (YoY)

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (USD MM)

Net Profit

At USD 41.66 MM has Grown at 296.6%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (USD MM)

NII

Highest at USD 113.64 MM and Grown

In each period in the last five periods

MOJO Watch

The bank's income from core business is increasing

Net NPA

Operating Cash Flow

Highest at USD 134.84 MM

in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Net Sales

Highest at USD 192.91 MM

in the last five periods

MOJO Watch

Near term sales trend is positive

Net Sales (USD MM)

Net Sales

At USD 192.91 MM has Grown at 32.1%

Year on Year (YoY)

MOJO Watch

Near term sales trend is positive

Net Sales (USD MM)

EPS

Highest at USD 0.8

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Dividend per share

Highest at USD 0

in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

Here's what is not working for ConnectOne Bancorp, Inc.

Non Performing Loans (%)

Highest at 0.67%

in the last four Semi-Annual periods

MOJO Watch

Proportion of stressed loans given by the bank are increasing

Non Performing Loans (%)

Cash and Eqv

Lowest at USD 79.02 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents