Why is Consumers Bancorp, Inc. ?
1
With a growth in Interest of NAN%, the company declared Outstanding results in Mar 26
- The company has declared positive results for the last 3 consecutive quarters
- NII(Q) Highest at USD 10.07 MM
- ROCE(HY) Highest at 0.89%
- DIVIDEND PER SHARE(HY) Highest at USD 0
2
With ROA of 0.58%, it has a attractive valuation with a 0.97 Price to Book Value
- Over the past year, while the stock has generated a return of 36.30%, its profits have risen by 9.8%
How much should you hold?
- Overall Portfolio exposure to Consumers Bancorp, Inc. should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
No Data Found
Quality key factors
Factor
Value
Sales Growth (5y)
14.36%
EBIT Growth (5y)
3.85%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
27.48%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
8
Industry P/E
Price to Book Value
0.92
EV to EBIT
6.31
EV to EBITDA
6.28
EV to Capital Employed
0.91
EV to Sales
1.26
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
14.36%
ROE (Latest)
11.07%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
No Trend
No Trend
Technical Movement
20What is working for the Company
NII(Q)
Highest at USD 10.26 MM
ROCE(HY)
Highest at 0.91%
DIVIDEND PER SHARE(HY)
Highest at USD 0
NET SALES(Q)
Highest at USD 15.32 MM
OPERATING PROFIT(Q)
Highest at USD 3.48 MM
OPERATING PROFIT MARGIN(Q)
Highest at 22.68 %
PRE-TAX PROFIT(Q)
Highest at USD 3.48 MM
NET PROFIT(Q)
Highest at USD 2.96 MM
CASH AND EQV(HY)
Highest at USD 43.48 MM
CREDIT DEPOSIT RATIO(HY)
Highest at 83.64%
EPS(Q)
Highest at USD 0.94
-2What is not working for the Company
ROCE(HY)
Lowest at 0.91%
Here's what is working for Consumers Bancorp, Inc.
NII
Highest at USD 10.26 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Net Sales
Highest at USD 15.32 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
Operating Profit
Highest at USD 3.48 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 22.68 % and Grown
In each period in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 3.48 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 2.96 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
EPS
Highest at USD 0.94
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Cash and Eqv
Highest at USD 43.48 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Credit Deposit Ratio
Highest at 83.64%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)






