CPI Card Group, Inc. () Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

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CPI Card Group, Inc.

AFC Gamma, Inc.

TROOPS, Inc.

Why is CPI Card Group, Inc. ?

With a Negative Book Value, the company has a Weak Long Term Fundamental Strength

Company's ability to service its debt is weak with a poor EBIT to Interest (avg) ratio of 2.07
RAW MATERIAL COST(Y) Grown by 14.22% (YoY)
OPERATING PROFIT(Q) Lowest at USD 14.94 MM
OPERATING PROFIT MARGIN(Q) Lowest at 11.51 %

Risky - Negative Book Value

The stock is trading risky as compared to its average historical valuations
Over the past year, while the stock has generated a return of -51.21%, its profits have risen by 17.6% ; the PEG ratio of the company is 0.5

Below par performance in long term as well as near term

Along with generating -51.21% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is CPI Card Group, Inc. for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

CPI Card Group, Inc.

-51.21%

-0.60

68.49%

S&P 500

11.09%

0.56

19.88%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

11.64%

EBIT Growth (5y)

20.99%

EBIT to Interest (avg)

2.07

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

20.87%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

37.78%

ROCE (avg)

30.61%

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

-8.27

EV to EBIT

8.04

EV to EBITDA

6.36

EV to Capital Employed

2.20

EV to Sales

1.03

PEG Ratio

0.54

Dividend Yield

ROCE (Latest)

27.38%

ROE (Latest)

Negative BV

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Bearish

RSI

No Signal

Bollinger Bands

Mildly Bullish

Mildly Bearish

Moving Averages

Mildly Bearish (Daily)

KST

Mildly Bullish

Bearish

Dow Theory

No Trend

Mildly Bearish

OBV

Mildly Bullish

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

3What is working for the Company

DEBT-EQUITY RATIO (HY)

Lowest at -1,052.22 %

NET SALES(Q)

Highest at USD 129.75 MM

-16What is not working for the Company

RAW MATERIAL COST(Y)

Grown by 14.22% (YoY

OPERATING PROFIT(Q)

Lowest at USD 14.94 MM

OPERATING PROFIT MARGIN(Q)

Lowest at 11.51 %

PRE-TAX PROFIT(Q)

Lowest at USD 1.34 MM

NET PROFIT(Q)

Lowest at USD 0.52 MM

EPS(Q)

Lowest at USD 0.04

Here's what is working for CPI Card Group, Inc.

Debt-Equity Ratio

Lowest at -1,052.22 % and Grown

In each half year in the last five Semi-Annual periods

MOJO Watch

The company has been reducing its borrowing as compared to equity capital

Debt-Equity Ratio

Net Sales

Highest at USD 129.75 MM

in the last five periods

MOJO Watch

Near term sales trend is positive

Net Sales (USD MM)

Depreciation

Highest at USD 5.51 MM

in the last five periods

MOJO Watch

The expenditure on assets done by the company may have gone into operation

Depreciation (USD MM)

Depreciation

At USD 5.51 MM has Grown at 29.86%

period on period (QoQ)

MOJO Watch

The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales

Depreciation (USD MM)

Here's what is not working for CPI Card Group, Inc.

Pre-Tax Profit

At USD 1.34 MM has Fallen at -79.98%

over average net sales of the previous four periods of USD 6.7 MM

MOJO Watch

Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (USD MM)

Net Profit

At USD 0.52 MM has Fallen at -90.51%

over average net sales of the previous four periods of USD 5.46 MM

MOJO Watch

Near term Net Profit trend is very negative

Net Profit (USD MM)

Operating Profit

Lowest at USD 14.94 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is negative

Operating Profit (USD MM)

Operating Profit Margin

Lowest at 11.51 %

in the last five periods

MOJO Watch

Company's profit margin has deteriorated

Operating Profit to Sales

Pre-Tax Profit

Lowest at USD 1.34 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (USD MM)

Net Profit

Lowest at USD 0.52 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is negative

Net Profit (USD MM)

EPS

Lowest at USD 0.04

in the last five periods

MOJO Watch

Declining profitability; company has created lower earnings for shareholders

EPS (USD)

Raw Material Cost

Grown by 14.22% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin

Raw Material Cost as a percentage of Sales